Moura vs Reguengos de Monsaraz: cost of living compared
versus
Yearly saving in Moura
€817/year
For a single person buying a home, Moura works out cheaper. A home in Moura costs €16,920 less.
You will
Household
Transport
60 m²
More adjustments
MouraReguengos de Monsaraz
Estimated home price · 60 m²€48,840Δ €16,920€65,760
On the day you buy
Down payment€4,884€6,576
Transfer tax (IMT)€0€0
Stamp duty · purchase€391€526
Stamp duty · loan€264€355
Total upfront€5,538€7,457
Monthly payment€169€228
Mortgage payments35 years at 3.00% · 90% financed
€2,030€2,733
€703less in Moura
Property tax (IMI)1VPT estimated at 50% of price
€73€115
€42less in Moura
Water, sewage and wasteOfficial tariffs · 4 m³/month
€132€154
€22less in Moura
ElectricityERSE regulated tariff · 1,469 kWh/year
€380€380
same in both
GasNo network: butane bottles
€360€360
same in both
Income tax refunded by the municipalityMoura gives back 2.5%, Reguengos de Monsaraz keeps the 5%
€50€0
€50less in Moura
Total per yearItems with data for both
€2,925€3,742
€817less in Moura
1 Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.
Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).
Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026
Beyond the cost
Mortgage payment ÷ 1 × local median gross salary
17%21%
4%better in Moura
House price rise over 5 yearsMedian sale price (€/m²), over 5 years
+43%+84%
41 pointsrose more in Reguengos de Monsaraz
Crime rateRecorded crimes per 1 000 residents
36.3/100037.6/1000
1.3/1000better in Moura
Average commuteOne way to work or school
15 min17 min
2 minbetter in Moura
Average salary (gross)Average monthly earnings, by place of work
€1,221/month€1,237/month
€16/monthbetter in Reguengos de Monsaraz
Median salary (gross)Half of workers earn less than this, by place of work
€1,018/month€1,063/month
€45/monthbetter in Reguengos de Monsaraz
Purchasing power (Portugal = 100)Per-capita index
76.790.9
14.2better in Reguengos de Monsaraz
PharmaciesPer 1,000 people
0.80/10000.50/1000
0.30/1000better in Moura
Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department
9.1 km32.4 km
23.3 kmbetter in Moura
CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)
