For a single person buying a home, Portel works out cheaper. A home in Portel costs €5,640 less.
You will
Household
Transport
60 m²
More adjustments
MouraPortel
Estimated home price · 60 m²€48,840Δ €5,640€43,200
On the day you buy
Down payment€4,884€4,320
Transfer tax (IMT)€0€0
Stamp duty · purchase€391€346
Stamp duty · loan€264€233
Total upfront€5,538€4,899
Monthly payment€169€150
Mortgage payments35 years at 3.00% · 90% financed
€2,030€1,796
€234less in Portel
Property tax (IMI)1VPT estimated at 50% of price
€73€65
€8less in Portel
Water, sewage and wasteOfficial tariffs · 4 m³/month
€132€165
€33less in Moura
ElectricityERSE regulated tariff · 1,469 kWh/year
€380€380
same in both
GasNo network: butane bottles
€360€360
same in both
Income tax refunded by the municipalityMoura gives back 2.5%, Portel keeps the 5%
€50€0
€50less in Moura
Total per yearItems with data for both
€2,925€2,765
€160less in Portel
1 Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.
Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).
Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026
Beyond the cost
Mortgage payment ÷ 1 × local median gross salary
17%15%
2%better in Portel
House price rise over 5 yearsMedian sale price (€/m²), over 5 years
+43%+124%
81 pointsrose more in Portel
Crime rateRecorded crimes per 1 000 residents
36.3/100032.5/1000
3.8/1000better in Portel
Average commuteOne way to work or school
15 min21 min
6 minbetter in Moura
Average salary (gross)Average monthly earnings, by place of work
€1,221/month€1,277/month
€56/monthbetter in Portel
Median salary (gross)Half of workers earn less than this, by place of work
€1,018/month€1,031/month
€13/monthbetter in Portel
Purchasing power (Portugal = 100)Per-capita index
76.770.4
6.3better in Moura
PharmaciesPer 1,000 people
0.80/10001.10/1000
0.30/1000better in Portel
Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department
9.1 km26.1 km
17.0 kmbetter in Moura
CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)
