Mortágua vs Santa Comba Dão: cost of living compared
versus
Yearly saving in Mortágua
€69/year
For a single person buying a home, Mortágua works out cheaper. A home in Santa Comba Dão costs €2,100 less.
You will
Household
Transport
60 m²
More adjustments
MortáguaSanta Comba Dão
Estimated home price · 60 m²€48,660Δ €2,100€46,560
On the day you buy
Down payment€4,866€4,656
Transfer tax (IMT)€0€0
Stamp duty · purchase€389€372
Stamp duty · loan€263€251
Total upfront€5,518€5,280
Monthly payment€169€161
Mortgage payments35 years at 3.00% · 90% financed
€2,022€1,935
€87less in Santa Comba Dão
Property tax (IMI)1VPT estimated at 50% of price
€73€91
€18less in Mortágua
Water, sewage and wasteOfficial tariffs · 4 m³/month
€183€232
€49less in Mortágua
ElectricityERSE regulated tariff · 1,469 kWh/year
€380€380
same in both
GasNatural gas, regulated tariff
€209€209
same in both
Income tax refunded by the municipalityMortágua gives back the 5%, Santa Comba Dão gives back 0.6%
€100€12
€88less in Mortágua
Total per yearItems with data for both
€2,766€2,835
€69less in Mortágua
1 Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.
Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).
Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026
Beyond the cost
Mortgage payment ÷ 1 × local median gross salary
14%15%
1%better in Mortágua
House price rise over 5 yearsMedian sale price (€/m²), over 5 years
+57%+45%
12 pointsrose more in Mortágua
Crime rateRecorded crimes per 1 000 residents
19.4/100021.7/1000
2.3/1000better in Mortágua
Average commuteOne way to work or school
16 min16 min
same in both
Average salary (gross)Average monthly earnings, by place of work
€1,448/month€1,200/month
€248/monthbetter in Mortágua
Median salary (gross)Half of workers earn less than this, by place of work
€1,185/month€1,058/month
€127/monthbetter in Mortágua
Purchasing power (Portugal = 100)Per-capita index
80.474.5
5.9better in Mortágua
PharmaciesPer 1,000 people
0.40/10000.40/1000
same in both
Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department
19.2 km15.1 km
4.1 kmbetter in Santa Comba Dão
CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)
