Monção vs Paredes de Coura: cost of living compared
versus
Yearly saving in Paredes de Coura
€954/year
For a single person buying a home, Paredes de Coura works out cheaper. A home in Paredes de Coura costs €24,180 less.
You will
Household
Transport
60 m²
More adjustments
MonçãoParedes de Coura
Estimated home price · 60 m²€72,000Δ €24,180€47,820
On the day you buy
Down payment€7,200€4,782
Transfer tax (IMT)€0€0
Stamp duty · purchase€576€383
Stamp duty · loan€389€258
Total upfront€8,165€5,423
Monthly payment€249€166
Mortgage payments35 years at 3.00% · 90% financed
€2,993€1,988
€1,005less in Paredes de Coura
Property tax (IMI)1VPT estimated at 50% of price
€108€72
€36less in Paredes de Coura
Water, sewage and wasteOfficial tariffs · 4 m³/month
€166€244
€78less in Monção
ElectricityERSE regulated tariff · 1,469 kWh/year
€380€380
same in both
GasNatural gas, regulated tariff
€209€209
same in both
Income tax refunded by the municipalityMonção gives back 3%, Paredes de Coura gives back 2.5%
€60€50
€10less in Monção
Total per yearItems with data for both
€3,795€2,841
€954less in Paredes de Coura
1 Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.
Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).
Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026
Beyond the cost
Mortgage payment ÷ 1 × local median gross salary
24%15%
9%better in Paredes de Coura
House price rise over 5 yearsMedian sale price (€/m²), over 5 years
+54%+50%
4 pointsrose more in Monção
Crime rateRecorded crimes per 1 000 residents
20.6/100025.7/1000
5.1/1000better in Monção
Average commuteOne way to work or school
16 min18 min
2 minbetter in Monção
Average salary (gross)Average monthly earnings, by place of work
€1,243/month€1,254/month
€11/monthbetter in Paredes de Coura
Median salary (gross)Half of workers earn less than this, by place of work
€1,040/month€1,070/month
€30/monthbetter in Paredes de Coura
Purchasing power (Portugal = 100)Per-capita index
75.869.8
6.0better in Monção
PharmaciesPer 1,000 people
0.30/10000.30/1000
same in both
Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department
4.9 km15.3 km
10.4 kmbetter in Monção
CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)
