For a single person buying a home, Moita works out cheaper. A home in Moita costs €12,120 less.
You will
Household
Transport
60 m²
More adjustments
MoitaMontijo
Estimated home price · 60 m²€152,280Δ €12,120€164,400
On the day you buy
Down payment€15,228€16,440
Transfer tax (IMT)€1,123€1,729
Stamp duty · purchase€1,218€1,315
Stamp duty · loan€822€888
Total upfront€18,392€20,372
Monthly payment€527€569
Mortgage payments35 years at 3.00% · 90% financed
€6,329€6,833
€504less in Moita
Property tax (IMI)1VPT estimated at 50% of price
€278€255
€23less in Montijo
Water, sewage and wasteOfficial tariffs · 4 m³/month
€194€186
€8less in Montijo
ElectricityERSE regulated tariff · 1,469 kWh/year
€380€380
same in both
GasNatural gas, regulated tariff
€240€212
€28less in Montijo
Income tax refunded by the municipalityMontijo gives back 1%
no data for Moita
Total per yearItems with data for both
€7,421€7,866
€445less in Moita
1 Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.
Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).
excluded from comparison (missing for the other municipality)
Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026
Beyond the cost
Mortgage payment ÷ 1 × local median gross salary
49%53%
4%better in Moita
House price rise over 5 yearsMedian sale price (€/m²), over 5 years
+163%+105%
58 pointsrose more in Moita
Crime rateRecorded crimes per 1 000 residents
29.8/100037.0/1000
7.2/1000better in Moita
Average commuteOne way to work or school
29 min24 min
5 minbetter in Montijo
Average salary (gross)Average monthly earnings, by place of work
€1,346/month€1,280/month
€66/monthbetter in Moita
Median salary (gross)Half of workers earn less than this, by place of work
€1,077/month€1,066/month
€11/monthbetter in Moita
Purchasing power (Portugal = 100)Per-capita index
84.0102.6
18.6better in Montijo
PharmaciesPer 1,000 people
0.20/10000.20/1000
same in both
Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department
3.3 km4.4 km
1.1 kmbetter in Moita
CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)
