Moimenta da Beira vs Vila Nova de Paiva: cost of living compared
versus
Yearly saving in Vila Nova de Paiva
€347/year
For a single person buying a home, Vila Nova de Paiva works out cheaper. A home in Vila Nova de Paiva costs €8,040 less.
You will
Household
Transport
60 m²
More adjustments
Moimenta da BeiraVila Nova de Paiva
Estimated home price · 60 m²€32,580Δ €8,040€24,540
On the day you buy
Down payment€3,258€2,454
Transfer tax (IMT)€0€0
Stamp duty · purchase€261€196
Stamp duty · loan€176€133
Total upfront€3,695€2,783
Monthly payment€113€85
Mortgage payments35 years at 3.00% · 90% financed
€1,354€1,020
€334less in Vila Nova de Paiva
Property tax (IMI)1VPT estimated at 50% of price
€49€37
€12less in Vila Nova de Paiva
Water, sewage and wasteOfficial tariffs · 4 m³/month
no data for Vila Nova de Paiva
ElectricityERSE regulated tariff · 1,469 kWh/year
€380€380
same in both
GasNo network: butane bottles
€360€360
same in both
Income tax refunded by the municipalityMoimenta da Beira gives back 2%
no data for Vila Nova de Paiva
Total per yearItems with data for both
€2,143€1,796
€347less in Vila Nova de Paiva
1 Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.
Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).
excluded from comparison (missing for the other municipality)
Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026
Beyond the cost
Mortgage payment ÷ 1 × local median gross salary
11%8%
3%better in Vila Nova de Paiva
House price rise over 5 yearsMedian sale price (€/m²), over 5 years
no data for Vila Nova de Paiva
Crime rateRecorded crimes per 1 000 residents
33.2/100024.5/1000
8.7/1000better in Vila Nova de Paiva
Average commuteOne way to work or school
14 min16 min
2 minbetter in Moimenta da Beira
Average salary (gross)Average monthly earnings, by place of work
€1,107/month€1,135/month
€28/monthbetter in Vila Nova de Paiva
Median salary (gross)Half of workers earn less than this, by place of work
€993/month€1,018/month
€25/monthbetter in Vila Nova de Paiva
Purchasing power (Portugal = 100)Per-capita index
71.467.9
3.5better in Moimenta da Beira
PharmaciesPer 1,000 people
0.30/10000.20/1000
0.10/1000better in Moimenta da Beira
Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department
4.6 km17.6 km
13.0 kmbetter in Moimenta da Beira
CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)
