Mogadouro vs Torre de Moncorvo: cost of living compared
versus
Yearly saving in Mogadouro
€366/year
For a single person buying a home, Mogadouro works out cheaper. A home in Mogadouro costs €5,400 less.
You will
Household
Transport
60 m²
More adjustments
MogadouroTorre de Moncorvo
Estimated home price · 60 m²€21,480Δ €5,400€26,880
On the day you buy
Down payment€2,148€2,688
Transfer tax (IMT)€0€0
Stamp duty · purchase€172€215
Stamp duty · loan€116€145
Total upfront€2,436€3,048
Monthly payment€74€93
Mortgage payments35 years at 3.00% · 90% financed
€893€1,117
€224less in Mogadouro
Property tax (IMI)1VPT estimated at 50% of price
€32€40
€8less in Mogadouro
Water, sewage and wasteOfficial tariffs · 4 m³/month
€174€258
€84less in Mogadouro
ElectricityERSE regulated tariff · 1,469 kWh/year
€380€380
same in both
GasNatural gas, regulated tariff
€209€209
same in both
Income tax refunded by the municipalityMogadouro gives back 2.5%, Torre de Moncorvo keeps the 5%
€50€0
€50less in Mogadouro
Total per yearItems with data for both
€1,638€2,004
€366less in Mogadouro
1 Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.
Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).
Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026
Beyond the cost
Mortgage payment ÷ 1 × local median gross salary
8%10%
2%better in Mogadouro
House price rise over 5 yearsMedian sale price (€/m²), over 5 years
+9%+6%
3 pointsrose more in Mogadouro
Crime rateRecorded crimes per 1 000 residents
14.9/100042.4/1000
27.5/1000better in Mogadouro
Average commuteOne way to work or school
15 min16 min
1 minbetter in Mogadouro
Average salary (gross)Average monthly earnings, by place of work
€1,181/month€1,089/month
€92/monthbetter in Mogadouro
Median salary (gross)Half of workers earn less than this, by place of work
€992/month€971/month
€21/monthbetter in Mogadouro
Purchasing power (Portugal = 100)Per-capita index
71.769.9
1.8better in Mogadouro
PharmaciesPer 1,000 people
0.20/10000.50/1000
0.30/1000better in Torre de Moncorvo
Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department
7.2 km14.7 km
7.5 kmbetter in Mogadouro
CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)
