For a single person buying a home, Valpaços works out cheaper. A home in Valpaços costs €18,060 less.
You will
Household
Transport
60 m²
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MirandelaValpaços
Estimated home price · 60 m²€60,000Δ €18,060€41,940
On the day you buy
Down payment€6,000€4,194
Transfer tax (IMT)€0€0
Stamp duty · purchase€480€336
Stamp duty · loan€324€226
Total upfront€6,804€4,756
Monthly payment€208€145
Mortgage payments35 years at 3.00% · 90% financed
€2,494€1,743
€751less in Valpaços
Property tax (IMI)1VPT estimated at 50% of price
€90€63
€27less in Valpaços
Water, sewage and wasteOfficial tariffs · 4 m³/month
no data for Valpaços
ElectricityERSE regulated tariff · 1,469 kWh/year
€380€380
same in both
GasNatural gas, regulated tariff
€215€209
€6less in Valpaços
Income tax refunded by the municipalityMirandela gives back 3%, Valpaços keeps the 5%
€60€0
€60less in Mirandela
Total per yearItems with data for both
€3,119€2,394
€725less in Valpaços
1 Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.
Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).
excluded from comparison (missing for the other municipality)
Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026
Beyond the cost
Mortgage payment ÷ 1 × local median gross salary
20%15%
5%better in Valpaços
House price rise over 5 yearsMedian sale price (€/m²), over 5 years
+35%+59%
24 pointsrose more in Valpaços
Crime rateRecorded crimes per 1 000 residents
27.3/100029.6/1000
2.3/1000better in Mirandela
Average commuteOne way to work or school
14 min15 min
1 minbetter in Mirandela
Average salary (gross)Average monthly earnings, by place of work
€1,235/month€1,085/month
€150/monthbetter in Mirandela
Median salary (gross)Half of workers earn less than this, by place of work
€1,038/month€981/month
€57/monthbetter in Mirandela
Purchasing power (Portugal = 100)Per-capita index
84.964.9
20.0better in Mirandela
PharmaciesPer 1,000 people
0.30/10000.50/1000
0.20/1000better in Valpaços
Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department
5.7 km16.8 km
11.1 kmbetter in Mirandela
CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)
