For a single person buying a home, Murça works out cheaper. A home in Murça costs €26,460 less.
You will
Household
Transport
60 m²
More adjustments
MirandelaMurça
Estimated home price · 60 m²€60,000Δ €26,460€33,540
On the day you buy
Down payment€6,000€3,354
Transfer tax (IMT)€0€0
Stamp duty · purchase€480€268
Stamp duty · loan€324€181
Total upfront€6,804€3,803
Monthly payment€208€116
Mortgage payments35 years at 3.00% · 90% financed
€2,494€1,394
€1,100less in Murça
Property tax (IMI)1VPT estimated at 50% of price
€90€50
€40less in Murça
Water, sewage and wasteOfficial tariffs · 4 m³/month
€170€255
€85less in Mirandela
ElectricityERSE regulated tariff · 1,469 kWh/year
€380€380
same in both
GasNatural gas, regulated tariff
€215€209
€6less in Murça
Income tax refunded by the municipalityMirandela gives back 3%, Murça gives back 2.5%
€60€50
€10less in Mirandela
Total per yearItems with data for both
€3,289€2,237
€1,052less in Murça
1 Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.
Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).
Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026
Beyond the cost
Mortgage payment ÷ 1 × local median gross salary
20%11%
9%better in Murça
House price rise over 5 yearsMedian sale price (€/m²), over 5 years
no data for Murça
Crime rateRecorded crimes per 1 000 residents
27.3/100029.6/1000
2.3/1000better in Mirandela
Average commuteOne way to work or school
14 min16 min
2 minbetter in Mirandela
Average salary (gross)Average monthly earnings, by place of work
€1,235/month€1,189/month
€46/monthbetter in Mirandela
Median salary (gross)Half of workers earn less than this, by place of work
€1,038/month€1,014/month
€24/monthbetter in Mirandela
Purchasing power (Portugal = 100)Per-capita index
84.965.9
19.0better in Mirandela
PharmaciesPer 1,000 people
0.30/10000.40/1000
0.10/1000better in Murça
Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department
5.7 km22.3 km
16.6 kmbetter in Mirandela
CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)
