For a single person buying a home, Mortágua works out cheaper. A home in Mortágua costs €19,380 less.
You will
Household
Transport
60 m²
More adjustments
MealhadaMortágua
Estimated home price · 60 m²€68,040Δ €19,380€48,660
On the day you buy
Down payment€6,804€4,866
Transfer tax (IMT)€0€0
Stamp duty · purchase€544€389
Stamp duty · loan€367€263
Total upfront€7,716€5,518
Monthly payment€236€169
Mortgage payments35 years at 3.00% · 90% financed
€2,828€2,022
€806less in Mortágua
Property tax (IMI)1VPT estimated at 50% of price
€102€73
€29less in Mortágua
Water, sewage and wasteOfficial tariffs · 4 m³/month
€206€183
€23less in Mortágua
ElectricityERSE regulated tariff · 1,469 kWh/year
€380€380
same in both
GasNatural gas, regulated tariff
€209€209
same in both
Income tax refunded by the municipalityMealhada gives back 3%, Mortágua gives back the 5%
€60€100
€40less in Mortágua
Total per yearItems with data for both
€3,664€2,766
€898less in Mortágua
1 Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.
Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).
Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026
Beyond the cost
Mortgage payment ÷ 1 × local median gross salary
19%14%
5%better in Mortágua
House price rise over 5 yearsMedian sale price (€/m²), over 5 years
+58%+57%
1 pointsrose more in Mealhada
Crime rateRecorded crimes per 1 000 residents
28.0/100019.4/1000
8.6/1000better in Mortágua
Average commuteOne way to work or school
17 min16 min
1 minbetter in Mortágua
Average salary (gross)Average monthly earnings, by place of work
€1,441/month€1,448/month
€7/monthbetter in Mortágua
Median salary (gross)Half of workers earn less than this, by place of work
€1,234/month€1,185/month
€49/monthbetter in Mealhada
Purchasing power (Portugal = 100)Per-capita index
89.080.4
8.6better in Mealhada
PharmaciesPer 1,000 people
0.40/10000.40/1000
same in both
Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department
16.1 km19.2 km
3.1 kmbetter in Mealhada
CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)
