Matosinhos vs Vila do Conde: cost of living compared
versus
Yearly saving in Vila do Conde
€2,204/year
For a single person buying a home, Vila do Conde works out cheaper. A home in Vila do Conde costs €51,000 less.
You will
Household
Transport
60 m²
More adjustments
MatosinhosVila do Conde
Estimated home price · 60 m²€190,980Δ €51,000€139,980
On the day you buy
Down payment€19,098€13,998
Transfer tax (IMT)€3,058€673
Stamp duty · purchase€1,528€1,120
Stamp duty · loan€1,031€756
Total upfront€24,715€16,546
Monthly payment€661€485
Mortgage payments35 years at 3.00% · 90% financed
€7,938€5,818
€2,120less in Vila do Conde
Property tax (IMI)1VPT estimated at 50% of price
€353€210
€143less in Vila do Conde
Water, sewage and wasteOfficial tariffs · 4 m³/month
€217€287
€70less in Matosinhos
ElectricityERSE regulated tariff · 1,469 kWh/year
€380€380
same in both
GasNatural gas, regulated tariff
€220€209
€11less in Vila do Conde
Income tax refunded by the municipalityMatosinhos gives back 0.3%
no data for Vila do Conde
Total per yearItems with data for both
€9,108€6,904
€2,204less in Vila do Conde
1 Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.
Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).
excluded from comparison (missing for the other municipality)
Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026
Beyond the cost
Mortgage payment ÷ 1 × local median gross salary
46%41%
5%better in Vila do Conde
House price rise over 5 yearsMedian sale price (€/m²), over 5 years
+82%+77%
5 pointsrose more in Matosinhos
Crime rateRecorded crimes per 1 000 residents
31.1/100025.4/1000
5.7/1000better in Vila do Conde
Average commuteOne way to work or school
20 min20 min
same in both
Average salary (gross)Average monthly earnings, by place of work
€1,820/month€1,487/month
€333/monthbetter in Matosinhos
Median salary (gross)Half of workers earn less than this, by place of work
€1,425/month€1,175/month
€250/monthbetter in Matosinhos
Purchasing power (Portugal = 100)Per-capita index
119.694.1
25.5better in Matosinhos
PharmaciesPer 1,000 people
0.20/10000.20/1000
same in both
Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department
2.9 km6.4 km
3.5 kmbetter in Matosinhos
CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)
