Mangualde vs Penalva do Castelo: cost of living compared
versus
Yearly saving in Penalva do Castelo
€940/year
For a single person buying a home, Penalva do Castelo works out cheaper. A home in Penalva do Castelo costs €24,780 less.
You will
Household
Transport
60 m²
More adjustments
MangualdePenalva do Castelo
Estimated home price · 60 m²€50,880Δ €24,780€26,100
On the day you buy
Down payment€5,088€2,610
Transfer tax (IMT)€0€0
Stamp duty · purchase€407€209
Stamp duty · loan€275€141
Total upfront€5,770€2,960
Monthly payment€176€90
Mortgage payments35 years at 3.00% · 90% financed
€2,115€1,085
€1,030less in Penalva do Castelo
Property tax (IMI)1VPT estimated at 50% of price
€76€39
€37less in Penalva do Castelo
Water, sewage and wasteOfficial tariffs · 4 m³/month
€166€143
€23less in Penalva do Castelo
ElectricityERSE regulated tariff · 1,469 kWh/year
€380€380
same in both
GasMangualde: network · Penalva do Castelo: bottle
€209€360
€151less in Mangualde
Income tax refunded by the municipalityMangualde gives back 1%, Penalva do Castelo gives back 1%
€20€20
same in both
Total per yearItems with data for both
€2,926€1,986
€940less in Penalva do Castelo
1 Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.
Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).
Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026
Beyond the cost
Mortgage payment ÷ 1 × local median gross salary
14%9%
5%better in Penalva do Castelo
House price rise over 5 yearsMedian sale price (€/m²), over 5 years
+40%-13%
53 pointsrose more in Mangualde
Crime rateRecorded crimes per 1 000 residents
26.9/100016.6/1000
10.3/1000better in Penalva do Castelo
Average commuteOne way to work or school
16 min16 min
same in both
Average salary (gross)Average monthly earnings, by place of work
€1,478/month€1,187/month
€291/monthbetter in Mangualde
Median salary (gross)Half of workers earn less than this, by place of work
€1,276/month€1,038/month
€238/monthbetter in Mangualde
Purchasing power (Portugal = 100)Per-capita index
85.166.4
18.7better in Mangualde
PharmaciesPer 1,000 people
0.40/10000.30/1000
0.10/1000better in Mangualde
Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department
14.4 km18.7 km
4.3 kmbetter in Mangualde
CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)
