For a single person buying a home, Vila do Conde works out cheaper. A home in Vila do Conde costs €13,440 less.
You will
Household
Transport
60 m²
More adjustments
MaiaVila do Conde
Estimated home price · 60 m²€153,420Δ €13,440€139,980
On the day you buy
Down payment€15,342€13,998
Transfer tax (IMT)€1,180€673
Stamp duty · purchase€1,227€1,120
Stamp duty · loan€828€756
Total upfront€18,578€16,546
Monthly payment€531€485
Mortgage payments35 years at 3.00% · 90% financed
€6,377€5,818
€559less in Vila do Conde
Property tax (IMI)1VPT estimated at 50% of price
€265€210
€55less in Vila do Conde
Water, sewage and wasteOfficial tariffs · 4 m³/month
€237€287
€50less in Maia
ElectricityERSE regulated tariff · 1,469 kWh/year
€380€380
same in both
GasNatural gas, regulated tariff
€223€209
€14less in Vila do Conde
Income tax refunded by the municipalityMaia keeps the 5%
no data for Vila do Conde
Total per yearItems with data for both
€7,481€6,904
€577less in Vila do Conde
1 Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.
Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).
excluded from comparison (missing for the other municipality)
Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026
Beyond the cost
Mortgage payment ÷ 1 × local median gross salary
42%41%
1%better in Vila do Conde
House price rise over 5 yearsMedian sale price (€/m²), over 5 years
+87%+77%
10 pointsrose more in Maia
Crime rateRecorded crimes per 1 000 residents
28.0/100025.4/1000
2.6/1000better in Vila do Conde
Average commuteOne way to work or school
20 min20 min
same in both
Average salary (gross)Average monthly earnings, by place of work
€1,638/month€1,487/month
€151/monthbetter in Maia
Median salary (gross)Half of workers earn less than this, by place of work
€1,265/month€1,175/month
€90/monthbetter in Maia
Purchasing power (Portugal = 100)Per-capita index
107.394.1
13.2better in Maia
PharmaciesPer 1,000 people
0.20/10000.20/1000
same in both
Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department
5.7 km6.4 km
0.7 kmbetter in Maia
CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)
