For a single person buying a home, Torres Vedras works out cheaper. A home in Torres Vedras costs €35,700 less.
You will
Household
Transport
60 m²
More adjustments
MafraTorres Vedras
Estimated home price · 60 m²€180,360Δ €35,700€144,660
On the day you buy
Down payment€18,036€14,466
Transfer tax (IMT)€2,527€766
Stamp duty · purchase€1,443€1,157
Stamp duty · loan€974€781
Total upfront€22,980€17,171
Monthly payment€625€501
Mortgage payments35 years at 3.00% · 90% financed
€7,496€6,013
€1,483less in Torres Vedras
Property tax (IMI)1VPT estimated at 50% of price
€383€253
€130less in Torres Vedras
Water, sewage and wasteOfficial tariffs · 4 m³/month
€269€268
€1less in Torres Vedras
ElectricityERSE regulated tariff · 1,469 kWh/year
€380€380
same in both
GasNatural gas, regulated tariff
€218€234
€16less in Mafra
Income tax refunded by the municipalityMafra gives back 0.5%, Torres Vedras gives back 1.3%
€10€25
€15less in Torres Vedras
Total per yearItems with data for both
€8,736€7,122
€1,614less in Torres Vedras
1 Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.
Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).
Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026
Beyond the cost
Mortgage payment ÷ 1 × local median gross salary
57%46%
11%better in Torres Vedras
House price rise over 5 yearsMedian sale price (€/m²), over 5 years
+86%+101%
15 pointsrose more in Torres Vedras
Crime rateRecorded crimes per 1 000 residents
26.3/100023.6/1000
2.7/1000better in Torres Vedras
Average commuteOne way to work or school
24 min21 min
3 minbetter in Torres Vedras
Average salary (gross)Average monthly earnings, by place of work
€1,341/month€1,314/month
€27/monthbetter in Mafra
Median salary (gross)Half of workers earn less than this, by place of work
€1,096/month€1,098/month
€2/monthbetter in Torres Vedras
Purchasing power (Portugal = 100)Per-capita index
103.493.5
9.9better in Mafra
PharmaciesPer 1,000 people
0.20/10000.30/1000
0.10/1000better in Torres Vedras
Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department
14.0 km6.5 km
7.5 kmbetter in Torres Vedras
CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)
