Macedo de Cavaleiros vs Vinhais: cost of living compared
versus
Yearly saving in Vinhais
€1,387/year
For a single person buying a home, Vinhais works out cheaper. A home in Vinhais costs €31,740 less.
You will
Household
Transport
60 m²
More adjustments
Macedo de CavaleirosVinhais
Estimated home price · 60 m²€51,240Δ €31,740€19,500
On the day you buy
Down payment€5,124€1,950
Transfer tax (IMT)€0€0
Stamp duty · purchase€410€156
Stamp duty · loan€277€105
Total upfront€5,811€2,211
Monthly payment€177€68
Mortgage payments35 years at 3.00% · 90% financed
€2,130€810
€1,320less in Vinhais
Property tax (IMI)1VPT estimated at 50% of price
€77€29
€48less in Vinhais
Water, sewage and wasteOfficial tariffs · 4 m³/month
no data for Vinhais
ElectricityERSE regulated tariff · 1,469 kWh/year
€380€380
same in both
GasNatural gas, regulated tariff
€209€209
same in both
Income tax refunded by the municipalityMacedo de Cavaleiros gives back 4%, Vinhais gives back the 5%
€80€100
€20less in Vinhais
Total per yearItems with data for both
€2,715€1,328
€1,387less in Vinhais
1 Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.
Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).
excluded from comparison (missing for the other municipality)
Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026
Beyond the cost
Mortgage payment ÷ 1 × local median gross salary
17%7%
10%better in Vinhais
House price rise over 5 yearsMedian sale price (€/m²), over 5 years
+49%-9%
58 pointsrose more in Macedo de Cavaleiros
Crime rateRecorded crimes per 1 000 residents
27.4/100028.8/1000
1.4/1000better in Macedo de Cavaleiros
Average commuteOne way to work or school
15 min17 min
2 minbetter in Macedo de Cavaleiros
Average salary (gross)Average monthly earnings, by place of work
€1,201/month€1,120/month
€81/monthbetter in Macedo de Cavaleiros
Median salary (gross)Half of workers earn less than this, by place of work
€1,023/month€981/month
€42/monthbetter in Macedo de Cavaleiros
Purchasing power (Portugal = 100)Per-capita index
78.064.3
13.7better in Macedo de Cavaleiros
PharmaciesPer 1,000 people
0.30/10000.40/1000
0.10/1000better in Vinhais
Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department
5.8 km22.6 km
16.8 kmbetter in Macedo de Cavaleiros
CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)
