Santarém · Castelo Branco

Mação vs Proença-a-Nova: cost of living compared

versus

Yearly saving in Mação

€562/year

For a single person buying a home, Mação works out cheaper. A home in Mação costs €15,720 less.

You will

BuyRent

Household

SingleCoupleFamily

Transport

NonePassCar

Home size (m²)

60 m²

More adjustments

Water use (m³/month)DependantsIncome tax paid per year (€)Household gross monthly income (€)Home price (€)Taxable property value, VPT (€)Down payment (%)Term (years)Interest rate (%)I'm 35 or under and it's my first home (IMT Jovem)

MaçãoProença-a-Nova

Estimated home price · 60 m²€21,300Δ €15,720€37,020

On the day you buy

Down payment€2,130€3,702

Transfer tax (IMT)€0€0

Stamp duty · purchase€170€296

Stamp duty · loan€115€200

Total upfront€2,415€4,198

Monthly payment€74€128

Mortgage payments35 years at 3.00% · 90% financed

€885€1,539

€654less in Mação

Property tax (IMI)¹VPT estimated at 50% of price

€32€56

€24less in Mação

Water, sewage and wasteOfficial tariffs · 4 m³/month

€261€177

€84less in Proença-a-Nova

ElectricityERSE regulated tariff · 1,469 kWh/year

€380€380

same in both

GasNo network: butane bottles

€360€360

same in both

Income tax refunded by the municipalityMação gives back 1%, Proença-a-Nova gives back 2.5%

€20€50

€30less in Proença-a-Nova

Total per yearItems with data for both

€1,898€2,460

€562less in Mação

¹ Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.

Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).

Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026

Beyond the cost

Mortgage payment ÷ 1 × local median gross salary

7%12%

5%better in Mação

House price rise over 5 yearsMedian sale price (€/m²), over 5 years

+28%+29%

1 pointsrose more in Proença-a-Nova

Crime rateRecorded crimes per 1 000 residents

26.0/100030.0/1000

4.0/1000better in Mação

Average commuteOne way to work or school

17 min18 min

1 minbetter in Mação

Average salary (gross)Average monthly earnings, by place of work

€1,162/month€1,289/month

€127/monthbetter in Proença-a-Nova

Median salary (gross)Half of workers earn less than this, by place of work

€1,017/month€1,038/month

€21/monthbetter in Proença-a-Nova

Purchasing power (Portugal = 100)Per-capita index

73.075.0

2.0better in Proença-a-Nova

PharmaciesPer 1,000 people

0.80/10000.30/1000

0.50/1000better in Mação

Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department

23.8 km33.4 km

9.6 kmbetter in Mação

CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)

48/10096/100

48/100better in Proença-a-Nova

Crèche placesTotal crèche places (excluding childminders)

4492

48better in Proença-a-Nova

Not-for-profit crèchesShare of places in public, IPSS and misericórdia crèches, free under Creche Feliz

100%100%

same in both

Ageing indexOlder people per 100 young (lower = younger)

428435

7better in Mação

Burnt land over 10 yearsShare of the land that burnt at least once in 10 years

79%43%

36%better in Proença-a-Nova

Not part of the euro total. Crime: recorded crimes per 1 000 residents (2025). Commute: average one-way trip to work or school (2021).

Mação and Proença-a-Nova in the rankings

See where Mação and Proença-a-Nova rank on each indicator: home prices, salaries, emergency care, crèches…

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Better valueMação

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