For a single person buying a home, Lousada works out cheaper. A home in Lousada costs €16,560 less.
You will
Household
Transport
60 m²
More adjustments
LousadaSanto Tirso
Estimated home price · 60 m²€87,180Δ €16,560€103,740
On the day you buy
Down payment€8,718€10,374
Transfer tax (IMT)€0€0
Stamp duty · purchase€697€830
Stamp duty · loan€471€560
Total upfront€9,886€11,764
Monthly payment€302€359
Mortgage payments35 years at 3.00% · 90% financed
€3,624€4,312
€688less in Lousada
Property tax (IMI)1VPT estimated at 50% of price
€131€156
€25less in Lousada
Water, sewage and wasteOfficial tariffs · 4 m³/month
€269€339
€70less in Lousada
ElectricityERSE regulated tariff · 1,469 kWh/year
€380€380
same in both
GasNatural gas, regulated tariff
€209€222
€13less in Lousada
Income tax refunded by the municipalityLousada gives back 1%, Santo Tirso gives back 1.5%
€20€30
€10less in Santo Tirso
Total per yearItems with data for both
€4,592€5,378
€786less in Lousada
1 Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.
Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).
Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026
Beyond the cost
Mortgage payment ÷ 1 × local median gross salary
30%32%
2%better in Lousada
House price rise over 5 yearsMedian sale price (€/m²), over 5 years
+88%+99%
11 pointsrose more in Santo Tirso
Crime rateRecorded crimes per 1 000 residents
20.5/100019.9/1000
0.6/1000better in Santo Tirso
Average commuteOne way to work or school
17 min18 min
1 minbetter in Lousada
Average salary (gross)Average monthly earnings, by place of work
€1,173/month€1,375/month
€202/monthbetter in Santo Tirso
Median salary (gross)Half of workers earn less than this, by place of work
€1,003/month€1,121/month
€118/monthbetter in Santo Tirso
Purchasing power (Portugal = 100)Per-capita index
74.786.8
12.1better in Santo Tirso
PharmaciesPer 1,000 people
0.20/10000.30/1000
0.10/1000better in Santo Tirso
Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department
9.8 km5.3 km
4.5 kmbetter in Santo Tirso
CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)
