For a single person buying a home, Lousada works out cheaper. A home in Lousada costs €15,120 less.
You will
Household
Transport
60 m²
More adjustments
LousadaParedes
Estimated home price · 60 m²€87,180Δ €15,120€102,300
On the day you buy
Down payment€8,718€10,230
Transfer tax (IMT)€0€0
Stamp duty · purchase€697€818
Stamp duty · loan€471€552
Total upfront€9,886€11,601
Monthly payment€302€354
Mortgage payments35 years at 3.00% · 90% financed
€3,624€4,252
€628less in Lousada
Property tax (IMI)1VPT estimated at 50% of price
€131€153
€22less in Lousada
Water, sewage and wasteOfficial tariffs · 4 m³/month
€269€320
€51less in Lousada
ElectricityERSE regulated tariff · 1,469 kWh/year
€380€380
same in both
GasNatural gas, regulated tariff
€209€213
€4less in Lousada
Income tax refunded by the municipalityLousada gives back 1%, Paredes keeps the 5%
€20€0
€20less in Lousada
Total per yearItems with data for both
€4,592€5,318
€726less in Lousada
1 Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.
Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).
Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026
Beyond the cost
Mortgage payment ÷ 1 × local median gross salary
30%34%
4%better in Lousada
House price rise over 5 yearsMedian sale price (€/m²), over 5 years
+88%+98%
10 pointsrose more in Paredes
Crime rateRecorded crimes per 1 000 residents
20.5/100026.2/1000
5.7/1000better in Lousada
Average commuteOne way to work or school
17 min19 min
2 minbetter in Lousada
Average salary (gross)Average monthly earnings, by place of work
€1,173/month€1,243/month
€70/monthbetter in Paredes
Median salary (gross)Half of workers earn less than this, by place of work
€1,003/month€1,041/month
€38/monthbetter in Paredes
Purchasing power (Portugal = 100)Per-capita index
74.779.9
5.2better in Paredes
PharmaciesPer 1,000 people
0.20/10000.20/1000
same in both
Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department
9.8 km7.1 km
2.7 kmbetter in Paredes
CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)
