Lourinhã vs Torres Vedras: cost of living compared
versus
Yearly saving in Lourinhã
€720/year
For a single person buying a home, Lourinhã works out cheaper. A home in Lourinhã costs €19,680 less.
You will
Household
Transport
60 m²
More adjustments
LourinhãTorres Vedras
Estimated home price · 60 m²€124,980Δ €19,680€144,660
On the day you buy
Down payment€12,498€14,466
Transfer tax (IMT)€373€766
Stamp duty · purchase€1,000€1,157
Stamp duty · loan€675€781
Total upfront€14,545€17,171
Monthly payment€433€501
Mortgage payments35 years at 3.00% · 90% financed
€5,195€6,013
€818less in Lourinhã
Property tax (IMI)1VPT estimated at 50% of price
€219€253
€34less in Lourinhã
Water, sewage and wasteOfficial tariffs · 4 m³/month
€279€268
€11less in Torres Vedras
ElectricityERSE regulated tariff · 1,469 kWh/year
€380€380
same in both
GasLourinhã: bottle · Torres Vedras: network
€360€234
€126less in Torres Vedras
Income tax refunded by the municipalityLourinhã gives back 1.5%, Torres Vedras gives back 1.3%
€30€25
€5less in Lourinhã
Total per yearItems with data for both
€6,402€7,122
€720less in Lourinhã
1 Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.
Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).
Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026
Beyond the cost
Mortgage payment ÷ 1 × local median gross salary
42%46%
4%better in Lourinhã
House price rise over 5 yearsMedian sale price (€/m²), over 5 years
+83%+101%
18 pointsrose more in Torres Vedras
Crime rateRecorded crimes per 1 000 residents
31.9/100023.6/1000
8.3/1000better in Torres Vedras
Average commuteOne way to work or school
19 min21 min
2 minbetter in Lourinhã
Average salary (gross)Average monthly earnings, by place of work
€1,255/month€1,314/month
€59/monthbetter in Torres Vedras
Median salary (gross)Half of workers earn less than this, by place of work
€1,038/month€1,098/month
€60/monthbetter in Torres Vedras
Purchasing power (Portugal = 100)Per-capita index
84.293.5
9.3better in Torres Vedras
PharmaciesPer 1,000 people
0.20/10000.30/1000
0.10/1000better in Torres Vedras
Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department
14.4 km6.5 km
7.9 kmbetter in Torres Vedras
CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)
