For a single person buying a home, Lourinhã works out cheaper. A home in Lourinhã costs €9,960 less.
You will
Household
Transport
60 m²
More adjustments
LourinhãÓbidos
Estimated home price · 60 m²€124,980Δ €9,960€134,940
On the day you buy
Down payment€12,498€13,494
Transfer tax (IMT)€373€572
Stamp duty · purchase€1,000€1,080
Stamp duty · loan€675€729
Total upfront€14,545€15,874
Monthly payment€433€467
Mortgage payments35 years at 3.00% · 90% financed
€5,195€5,609
€414less in Lourinhã
Property tax (IMI)1VPT estimated at 50% of price
€219€243
€24less in Lourinhã
Water, sewage and wasteOfficial tariffs · 4 m³/month
€279€176
€103less in Óbidos
ElectricityERSE regulated tariff · 1,469 kWh/year
€380€380
same in both
GasLourinhã: bottle · Óbidos: network
€360€209
€151less in Óbidos
Income tax refunded by the municipalityLourinhã gives back 1.5%, Óbidos gives back 4%
€30€80
€50less in Óbidos
Total per yearItems with data for both
€6,402€6,536
€134less in Lourinhã
1 Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.
Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).
Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026
Beyond the cost
Mortgage payment ÷ 1 × local median gross salary
42%43%
1%better in Lourinhã
House price rise over 5 yearsMedian sale price (€/m²), over 5 years
+83%+74%
9 pointsrose more in Lourinhã
Crime rateRecorded crimes per 1 000 residents
31.9/100036.4/1000
4.5/1000better in Lourinhã
Average commuteOne way to work or school
19 min18 min
1 minbetter in Óbidos
Average salary (gross)Average monthly earnings, by place of work
€1,255/month€1,294/month
€39/monthbetter in Óbidos
Median salary (gross)Half of workers earn less than this, by place of work
€1,038/month€1,082/month
€44/monthbetter in Óbidos
Purchasing power (Portugal = 100)Per-capita index
84.281.7
2.5better in Lourinhã
PharmaciesPer 1,000 people
0.20/10000.40/1000
0.20/1000better in Óbidos
Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department
14.4 km7.1 km
7.3 kmbetter in Óbidos
CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)
