Lisboa

Loures vs Sintra: cost of living compared

versus

Yearly saving in Sintra

€986/year

For a single person buying a home, Sintra works out cheaper. A home in Sintra costs €21,180 less.

You will

BuyRent

Household

SingleCoupleFamily

Transport

NonePassCar

Home size (m²)

60 m²

More adjustments

Water use (m³/month)DependantsIncome tax paid per year (€)Household gross monthly income (€)Home price (€)Taxable property value, VPT (€)Down payment (%)Term (years)Interest rate (%)I'm 35 or under and it's my first home (IMT Jovem)

LouresSintra

Estimated home price · 60 m²€205,260Δ €21,180€184,080

On the day you buy

Down payment€20,526€18,408

Transfer tax (IMT)€3,910€2,713

Stamp duty · purchase€1,642€1,473

Stamp duty · loan€1,108€994

Total upfront€27,187€23,588

Monthly payment€711€638

Mortgage payments35 years at 3.00% · 90% financed

€8,531€7,651

€880less in Sintra

Property tax (IMI)¹VPT estimated at 50% of price

€370€276

€94less in Sintra

Water, sewage and wasteOfficial tariffs · 4 m³/month

€260€261

€1less in Loures

ElectricityERSE regulated tariff · 1,469 kWh/year

€380€380

same in both

GasNatural gas, regulated tariff

€224€235

€11less in Loures

Income tax refunded by the municipalityLoures gives back 0.4%, Sintra gives back 1.5%

€7€30

€23less in Sintra

Total per yearItems with data for both

€9,759€8,773

€986less in Sintra

¹ Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.

Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).

Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026

Beyond the cost

Mortgage payment ÷ 1 × local median gross salary

59%54%

5%better in Sintra

House price rise over 5 yearsMedian sale price (€/m²), over 5 years

+81%+108%

27 pointsrose more in Sintra

Crime rateRecorded crimes per 1 000 residents

26.8/100025.7/1000

1.1/1000better in Sintra

Average commuteOne way to work or school

25 min26 min

1 minbetter in Loures

Average salary (gross)Average monthly earnings, by place of work

€1,527/month€1,531/month

€4/monthbetter in Sintra

Median salary (gross)Half of workers earn less than this, by place of work

€1,211/month€1,176/month

€35/monthbetter in Loures

Purchasing power (Portugal = 100)Per-capita index

100.798.9

1.8better in Loures

PharmaciesPer 1,000 people

0.20/10000.20/1000

same in both

Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department

4.9 km4.1 km

0.8 kmbetter in Sintra

CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)

43/10030/100

13/100better in Loures

Crèche placesTotal crèche places (excluding childminders)

2,9763,958

982better in Sintra

Not-for-profit crèchesShare of places in public, IPSS and misericórdia crèches, free under Creche Feliz

54%51%

3%better in Loures

Ageing indexOlder people per 100 young (lower = younger)

148127

21better in Sintra

Burnt land over 10 yearsShare of the land that burnt at least once in 10 years

3.1%1.2%

1.9%better in Sintra

Not part of the euro total. Crime: recorded crimes per 1 000 residents (2025). Commute: average one-way trip to work or school (2021).

Loures and Sintra in the rankings

See where Loures and Sintra rank on each indicator: home prices, salaries, emergency care, crèches…

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Better valueSintra

Loures → Sintra →