Faro

Loulé vs Tavira: cost of living compared

versus

Yearly saving in Tavira

€2,110/year

For a single person buying a home, Tavira works out cheaper. A home in Tavira costs €51,300 less.

You will

BuyRent

Household

SingleCoupleFamily

Transport

NonePassCar

Home size (m²)

60 m²

More adjustments

Water use (m³/month)DependantsIncome tax paid per year (€)Household gross monthly income (€)Home price (€)Taxable property value, VPT (€)Down payment (%)Term (years)Interest rate (%)I'm 35 or under and it's my first home (IMT Jovem)

LouléTavira

Estimated home price · 60 m²€248,220Δ €51,300€196,920

On the day you buy

Down payment€24,822€19,692

Transfer tax (IMT)€6,917€3,355

Stamp duty · purchase€1,986€1,575

Stamp duty · loan€1,340€1,063

Total upfront€35,066€25,686

Monthly payment€860€682

Mortgage payments35 years at 3.00% · 90% financed

€10,317€8,185

€2,132less in Tavira

Property tax (IMI)¹VPT estimated at 50% of price

€372€295

€77less in Tavira

Water, sewage and wasteOfficial tariffs · 4 m³/month

€227€276

€49less in Loulé

ElectricityERSE regulated tariff · 1,469 kWh/year

€380€380

same in both

GasNo network: butane bottles

€360€360

same in both

Income tax refunded by the municipalityLoulé gives back the 5%, Tavira gives back 2.5%

€100€50

€50less in Loulé

Total per yearItems with data for both

€11,556€9,446

€2,110less in Tavira

¹ Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.

Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).

Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026

Beyond the cost

Mortgage payment ÷ 1 × local median gross salary

76%66%

10%better in Tavira

House price rise over 5 yearsMedian sale price (€/m²), over 5 years

+73%+60%

13 pointsrose more in Loulé

Crime rateRecorded crimes per 1 000 residents

48.8/100035.0/1000

13.8/1000better in Tavira

Average commuteOne way to work or school

15 min16 min

1 minbetter in Loulé

Average salary (gross)Average monthly earnings, by place of work

€1,347/month€1,204/month

€143/monthbetter in Loulé

Median salary (gross)Half of workers earn less than this, by place of work

€1,132/month€1,038/month

€94/monthbetter in Loulé

Purchasing power (Portugal = 100)Per-capita index

108.692.5

16.1better in Loulé

PharmaciesPer 1,000 people

0.20/10000.30/1000

0.10/1000better in Tavira

Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department

7.2 km20.9 km

13.7 kmbetter in Loulé

CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)

51/10090/100

39/100better in Tavira

Crèche placesTotal crèche places (excluding childminders)

1,121521

600better in Loulé

Not-for-profit crèchesShare of places in public, IPSS and misericórdia crèches, free under Creche Feliz

84%100%

16%better in Tavira

Ageing indexOlder people per 100 young (lower = younger)

169273

104better in Loulé

Burnt land over 10 yearsShare of the land that burnt at least once in 10 years

1.6%5.0%

3.4%better in Loulé

Not part of the euro total. Crime: recorded crimes per 1 000 residents (2025). Commute: average one-way trip to work or school (2021).

Loulé and Tavira in the rankings

See where Loulé and Tavira rank on each indicator: home prices, salaries, emergency care, crèches…

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Better valueTavira

Loulé → Tavira →