Loulé vs São Brás de Alportel: cost of living compared
versus
Yearly saving in São Brás de Alportel
€4,148/year
For a single person buying a home, São Brás de Alportel works out cheaper. A home in São Brás de Alportel costs €101,100 less.
You will
Household
Transport
60 m²
More adjustments
LouléSão Brás de Alportel
Estimated home price · 60 m²€248,220Δ €101,100€147,120
On the day you buy
Down payment€24,822€14,712
Transfer tax (IMT)€6,917€865
Stamp duty · purchase€1,986€1,177
Stamp duty · loan€1,340€794
Total upfront€35,066€17,548
Monthly payment€860€510
Mortgage payments35 years at 3.00% · 90% financed
€10,317€6,115
€4,202less in São Brás de Alportel
Property tax (IMI)1VPT estimated at 50% of price
€372€302
€70less in São Brás de Alportel
Water, sewage and wasteOfficial tariffs · 4 m³/month
€227€252
€25less in Loulé
ElectricityERSE regulated tariff · 1,469 kWh/year
€380€380
same in both
GasNo network: butane bottles
€360€360
same in both
Income tax refunded by the municipalityLoulé gives back the 5%, São Brás de Alportel keeps the 5%
€100€0
€100less in Loulé
Total per yearItems with data for both
€11,556€7,408
€4,148less in São Brás de Alportel
1 Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.
Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).
Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026
Beyond the cost
Mortgage payment ÷ 1 × local median gross salary
76%48%
28%better in São Brás de Alportel
House price rise over 5 yearsMedian sale price (€/m²), over 5 years
+73%+84%
11 pointsrose more in São Brás de Alportel
Crime rateRecorded crimes per 1 000 residents
48.8/100037.1/1000
11.7/1000better in São Brás de Alportel
Average commuteOne way to work or school
15 min16 min
1 minbetter in Loulé
Average salary (gross)Average monthly earnings, by place of work
€1,347/month€1,238/month
€109/monthbetter in Loulé
Median salary (gross)Half of workers earn less than this, by place of work
€1,132/month€1,059/month
€73/monthbetter in Loulé
Purchasing power (Portugal = 100)Per-capita index
108.686.9
21.7better in Loulé
PharmaciesPer 1,000 people
0.20/10000.20/1000
same in both
Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department
7.2 km11.6 km
4.4 kmbetter in Loulé
CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)
