Lisboa
Lisboa vs Oeiras: cost of living compared
versus
Yearly saving in Oeiras
€1,555/year
For a single person buying a home, Oeiras works out cheaper. A home in Oeiras costs €45,240 less.
You will
Household
Transport
60 m²
More adjustments
LisboaOeiras
Estimated home price · 60 m²€311,520Δ €45,240€266,280
On the day you buy
Down payment€31,152€26,628
Transfer tax (IMT)€11,348€8,182
Stamp duty · purchase€2,492€2,130
Stamp duty · loan€1,682€1,438
Total upfront€46,675€38,378
Monthly payment€1,079€922
Mortgage payments35 years at 3.00% · 90% financed
€12,948€11,068
€1,880less in OeirasProperty tax (IMI)1VPT estimated at 50% of price
€467€599
€132less in LisboaWater, sewage and wasteOfficial tariffs · 4 m³/month
€190€285
€95less in LisboaElectricityERSE regulated tariff · 1,469 kWh/year
€380€380
same in bothGasNatural gas, regulated tariff
€218€223
€5less in LisboaIncome tax refunded by the municipalityLisboa gives back the 5%, Oeiras gives back 0.3%
€100€6
€94less in LisboaTotal per yearItems with data for both
€14,103€12,548
€1,555less in Oeiras1 Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.
Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).
Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026
Beyond the cost
Mortgage payment ÷ 1 × local median gross salary
69%56%
13%better in OeirasHouse price rise over 5 yearsMedian sale price (€/m²), over 5 years
+55%+80%
25 pointsrose more in OeirasCrime rateRecorded crimes per 1 000 residents
49.9/100026.8/1000
23.1/1000better in OeirasAverage commuteOne way to work or school
22 min24 min
2 minbetter in LisboaAverage salary (gross)Average monthly earnings, by place of work
€2,121/month€2,214/month
€93/monthbetter in OeirasMedian salary (gross)Half of workers earn less than this, by place of work
€1,571/month€1,651/month
€80/monthbetter in OeirasPurchasing power (Portugal = 100)Per-capita index
181.4150.1
31.3better in LisboaPharmaciesPer 1,000 people
0.40/10000.30/1000
0.10/1000better in LisboaNearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department
2.5 km4.1 km
1.6 kmbetter in LisboaCrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)
68/10084/100
16/100better in OeirasCrèche placesTotal crèche places (excluding childminders)
12,0873,715
8,372better in LisboaNot-for-profit crèchesShare of places in public, IPSS and misericórdia crèches, free under Creche Feliz
72%53%
19%better in LisboaAgeing indexOlder people per 100 young (lower = younger)
174180
6better in LisboaBurnt land over 10 yearsShare of the land that burnt at least once in 10 years
0.2%0.7%
0.5%better in LisboaNot part of the euro total. Crime: recorded crimes per 1 000 residents (2025). Commute: average one-way trip to work or school (2021).
Lisboa and Oeiras in the rankings
See where Lisboa and Oeiras rank on each indicator: home prices, salaries, emergency care, crèches…
Choose the indicator →Better valueOeiras