Lisboa

Lisboa vs Loures: cost of living compared

versus
Yearly saving in Loures
€4,344/year

For a single person buying a home, Loures works out cheaper. A home in Loures costs €106,260 less.

You will
Household
Transport
60 m²
More adjustments
LisboaLoures
Estimated home price · 60 m²€311,520Δ €106,260€205,260
On the day you buy
Down payment€31,152€20,526
Transfer tax (IMT)€11,348€3,910
Stamp duty · purchase€2,492€1,642
Stamp duty · loan€1,682€1,108
Total upfront€46,675€27,187
Monthly payment€1,079€711
Mortgage payments35 years at 3.00% · 90% financed
€4,417less in Loures
Property tax (IMI)1VPT estimated at 50% of price
€97less in Loures
Water, sewage and wasteOfficial tariffs · 4 m³/month
€70less in Lisboa
ElectricityERSE regulated tariff · 1,469 kWh/year
same in both
GasNatural gas, regulated tariff
€6less in Lisboa
Income tax refunded by the municipalityLisboa gives back the 5%, Loures gives back 0.4%
€93less in Lisboa
Total per yearItems with data for both
€4,344less in Loures

1 Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.

Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).

Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026

Beyond the cost

Mortgage payment ÷ 1 × local median gross salary
10%better in Loures
House price rise over 5 yearsMedian sale price (€/m²), over 5 years
26 pointsrose more in Loures
Crime rateRecorded crimes per 1 000 residents
23.1/1000better in Loures
Average commuteOne way to work or school
3 minbetter in Lisboa
Average salary (gross)Average monthly earnings, by place of work
€594/monthbetter in Lisboa
Median salary (gross)Half of workers earn less than this, by place of work
€360/monthbetter in Lisboa
Purchasing power (Portugal = 100)Per-capita index
80.7better in Lisboa
PharmaciesPer 1,000 people
0.20/1000better in Lisboa
Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department
2.4 kmbetter in Lisboa
CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)
25/100better in Lisboa
Crèche placesTotal crèche places (excluding childminders)
9,111better in Lisboa
Not-for-profit crèchesShare of places in public, IPSS and misericórdia crèches, free under Creche Feliz
18%better in Lisboa
Ageing indexOlder people per 100 young (lower = younger)
26better in Loures
Burnt land over 10 yearsShare of the land that burnt at least once in 10 years
2.9%better in Lisboa

Not part of the euro total. Crime: recorded crimes per 1 000 residents (2025). Commute: average one-way trip to work or school (2021).

Lisboa and Loures in the rankings

See where Lisboa and Loures rank on each indicator: home prices, salaries, emergency care, crèches…

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Better valueLoures