Faro
Lagos vs Vila do Bispo: cost of living compared
versus
Yearly difference
No home prices data for Lagos: the total cost cannot be compared.
You will
Household
Transport
60 m²
More adjustments
LagosVila do Bispo
Estimated home price · 60 m²€236,940Δ €45,600€191,340
On the day you buy
Down payment€23,694€19,134
Transfer tax (IMT)€6,128€3,076
Stamp duty · purchase€1,896€1,531
Stamp duty · loan€1,279€1,033
Total upfront€32,997€24,774
Monthly payment€821€663
Mortgage payments35 years at 3.00% · 90% financed
€9,848€7,953
€1,895less in Vila do BispoProperty tax (IMI)VPT estimated at 50% of price
no data for Lagos
Water, sewage and wasteOfficial tariffs · 4 m³/month
€181€107
€74less in Vila do BispoElectricityERSE regulated tariff · 1,469 kWh/year
€380€380
same in bothGasNo network: butane bottles
€360€360
same in bothIncome tax refunded by the municipalityLagos gives back the 5%, Vila do Bispo gives back the 5%
€100€100
same in bothTotal per yearItems with data for both
no data for Lagos
Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).
excluded from comparison (missing for the other municipality)
Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026
Beyond the cost
Mortgage payment ÷ 1 × local median gross salary
74%62%
12%better in Vila do BispoHouse price rise over 5 yearsMedian sale price (€/m²), over 5 years
+86%+78%
8 pointsrose more in LagosCrime rateRecorded crimes per 1 000 residents
38.5/100053.7/1000
15.2/1000better in LagosAverage commuteOne way to work or school
14 min16 min
2 minbetter in LagosAverage salary (gross)Average monthly earnings, by place of work
€1,272/month€1,259/month
€13/monthbetter in LagosMedian salary (gross)Half of workers earn less than this, by place of work
€1,107/month€1,075/month
€32/monthbetter in LagosPurchasing power (Portugal = 100)Per-capita index
89.965.8
24.1better in LagosPharmaciesPer 1,000 people
0.20/10000.30/1000
0.10/1000better in Vila do BispoNearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department
2.7 km18.0 km
15.3 kmbetter in LagosCrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)
64/10043/100
21/100better in LagosCrèche placesTotal crèche places (excluding childminders)
52566
459better in LagosNot-for-profit crèchesShare of places in public, IPSS and misericórdia crèches, free under Creche Feliz
59%100%
41%better in Vila do BispoAgeing indexOlder people per 100 young (lower = younger)
212194
18better in Vila do BispoBurnt land over 10 yearsShare of the land that burnt at least once in 10 years
9.3%9.9%
0.6%better in LagosNot part of the euro total. Crime: recorded crimes per 1 000 residents (2025). Commute: average one-way trip to work or school (2021).
Lagos and Vila do Bispo in the rankings
See where Lagos and Vila do Bispo rank on each indicator: home prices, salaries, emergency care, crèches…
Choose the indicator →