For a single person buying a home, Nordeste works out cheaper. A home in Nordeste costs €41,760 less.
You will
Household
Transport
60 m²
More adjustments
LagoaNordeste
Estimated home price · 60 m²€118,500Δ €41,760€76,740
On the day you buy
Down payment€11,850€7,674
Transfer tax (IMT)€0€0
Stamp duty · purchase€948€614
Stamp duty · loan€640€414
Total upfront€13,438€8,702
Monthly payment€410€266
Mortgage payments35 years at 3.00% · 90% financed
€4,925€3,190
€1,735less in Nordeste
Property tax (IMI)1VPT estimated at 50% of price
€178€163
€15less in Nordeste
Water, sewage and wasteOfficial tariffs · 4 m³/month
no data for Lagoa
ElectricityERSE regulated tariff · 1,469 kWh/year
€377€377
same in both
GasNo network: butane bottles
€235€235
same in both
Income tax refunded by the municipalityLagoa keeps the 5%, Nordeste keeps the 5%
€0€0
same in both
Total per yearItems with data for both
€5,715€3,965
€1,750less in Nordeste
1 Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.
Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).
excluded from comparison (missing for the other municipality)
Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026
Beyond the cost
Mortgage payment ÷ 1 × local median gross salary
37%26%
11%better in Nordeste
House price rise over 5 yearsMedian sale price (€/m²), over 5 years
+134%+137%
3 pointsrose more in Nordeste
Crime rateRecorded crimes per 1 000 residents
43.4/100018.6/1000
24.8/1000better in Nordeste
Average commuteOne way to work or school
14 min16 min
2 minbetter in Lagoa
Average salary (gross)Average monthly earnings, by place of work
€1,288/month€1,115/month
€173/monthbetter in Lagoa
Median salary (gross)Half of workers earn less than this, by place of work
€1,105/month€1,031/month
€74/monthbetter in Lagoa
Purchasing power (Portugal = 100)Per-capita index
79.866.0
13.8better in Lagoa
PharmaciesPer 1,000 people
0.30/10000.50/1000
0.20/1000better in Nordeste
Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department
10.6 km12.0 km
1.4 kmbetter in Lagoa
CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)
