For a single person buying a home, Grândola works out cheaper. A home in Grândola costs €13,020 less.
You will
Household
Transport
60 m²
More adjustments
GrândolaSetúbal
Estimated home price · 60 m²€152,580Δ €13,020€165,600
On the day you buy
Down payment€15,258€16,560
Transfer tax (IMT)€1,138€1,789
Stamp duty · purchase€1,221€1,325
Stamp duty · loan€824€894
Total upfront€18,441€20,568
Monthly payment€528€574
Mortgage payments35 years at 3.00% · 90% financed
€6,342€6,883
€541less in Grândola
Property tax (IMI)1VPT estimated at 50% of price
€229€306
€77less in Grândola
Water, sewage and wasteOfficial tariffs · 4 m³/month
€118€171
€53less in Grândola
ElectricityERSE regulated tariff · 1,469 kWh/year
€380€380
same in both
GasGrândola: bottle · Setúbal: network
€360€209
€151less in Setúbal
Income tax refunded by the municipalityGrândola gives back 1%, Setúbal gives back 1.7%
€20€34
€14less in Setúbal
Total per yearItems with data for both
€7,409€7,915
€506less in Grândola
1 Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.
Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).
Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026
Beyond the cost
Mortgage payment ÷ 1 × local median gross salary
45%49%
4%better in Grândola
House price rise over 5 yearsMedian sale price (€/m²), over 5 years
+75%+108%
33 pointsrose more in Setúbal
Crime rateRecorded crimes per 1 000 residents
48.4/100032.0/1000
16.4/1000better in Setúbal
Average commuteOne way to work or school
18 min23 min
5 minbetter in Grândola
Average salary (gross)Average monthly earnings, by place of work
€1,495/month€1,504/month
€9/monthbetter in Setúbal
Median salary (gross)Half of workers earn less than this, by place of work
€1,167/month€1,173/month
€6/monthbetter in Setúbal
Purchasing power (Portugal = 100)Per-capita index
91.2104.7
13.5better in Setúbal
PharmaciesPer 1,000 people
0.30/10000.20/1000
0.10/1000better in Grândola
Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department
20.2 km3.4 km
16.8 kmbetter in Setúbal
CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)
