Grândola vs Santiago do Cacém: cost of living compared
versus
Yearly saving in Santiago do Cacém
€910/year
For a single person buying a home, Santiago do Cacém works out cheaper. A home in Santiago do Cacém costs €21,540 less.
You will
Household
Transport
60 m²
More adjustments
GrândolaSantiago do Cacém
Estimated home price · 60 m²€152,580Δ €21,540€131,040
On the day you buy
Down payment€15,258€13,104
Transfer tax (IMT)€1,138€494
Stamp duty · purchase€1,221€1,048
Stamp duty · loan€824€708
Total upfront€18,441€15,354
Monthly payment€528€454
Mortgage payments35 years at 3.00% · 90% financed
€6,342€5,447
€895less in Santiago do Cacém
Property tax (IMI)1VPT estimated at 50% of price
€229€197
€32less in Santiago do Cacém
Water, sewage and wasteOfficial tariffs · 4 m³/month
€118€116
€2less in Santiago do Cacém
ElectricityERSE regulated tariff · 1,469 kWh/year
€380€380
same in both
GasNo network: butane bottles
€360€360
same in both
Income tax refunded by the municipalityGrândola gives back 1%, Santiago do Cacém keeps the 5%
€20€0
€20less in Grândola
Total per yearItems with data for both
€7,409€6,499
€910less in Santiago do Cacém
1 Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.
Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).
Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026
Beyond the cost
Mortgage payment ÷ 1 × local median gross salary
45%41%
4%better in Santiago do Cacém
House price rise over 5 yearsMedian sale price (€/m²), over 5 years
+75%+115%
40 pointsrose more in Santiago do Cacém
Crime rateRecorded crimes per 1 000 residents
48.4/100036.9/1000
11.5/1000better in Santiago do Cacém
Average commuteOne way to work or school
18 min16 min
2 minbetter in Santiago do Cacém
Average salary (gross)Average monthly earnings, by place of work
€1,495/month€1,334/month
€161/monthbetter in Grândola
Median salary (gross)Half of workers earn less than this, by place of work
€1,167/month€1,095/month
€72/monthbetter in Grândola
Purchasing power (Portugal = 100)Per-capita index
91.298.5
7.3better in Santiago do Cacém
PharmaciesPer 1,000 people
0.30/10000.40/1000
0.10/1000better in Santiago do Cacém
Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department
20.2 km11.4 km
8.8 kmbetter in Santiago do Cacém
CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)
