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Gouveia vs Seia: cost of living compared

versus

Yearly saving in Gouveia

€238/year

For a single person buying a home, Gouveia works out cheaper. A home in Gouveia costs €9,780 less.

You will

BuyRent

Household

SingleCoupleFamily

Transport

NonePassCar

Home size (m²)

60 m²

More adjustments

Water use (m³/month)DependantsIncome tax paid per year (€)Household gross monthly income (€)Home price (€)Taxable property value, VPT (€)Down payment (%)Term (years)Interest rate (%)I'm 35 or under and it's my first home (IMT Jovem)

GouveiaSeia

Estimated home price · 60 m²€34,680Δ €9,780€44,460

On the day you buy

Down payment€3,468€4,446

Transfer tax (IMT)€0€0

Stamp duty · purchase€277€356

Stamp duty · loan€187€240

Total upfront€3,933€5,042

Monthly payment€120€154

Mortgage payments35 years at 3.00% · 90% financed

€1,441€1,848

€407less in Gouveia

Property tax (IMI)¹VPT estimated at 50% of price

€62€76

€14less in Gouveia

Water, sewage and wasteOfficial tariffs · 4 m³/month

€210€210

same in both

ElectricityERSE regulated tariff · 1,469 kWh/year

€380€380

same in both

GasGouveia: bottle · Seia: network

€360€209

€151less in Seia

Income tax refunded by the municipalityGouveia gives back 1%, Seia gives back 2.5%

€20€50

€30less in Seia

Total per yearItems with data for both

€2,434€2,672

€238less in Gouveia

¹ Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.

Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).

Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026

Beyond the cost

Mortgage payment ÷ 1 × local median gross salary

11%15%

4%better in Gouveia

House price rise over 5 yearsMedian sale price (€/m²), over 5 years

+46%+73%

27 pointsrose more in Seia

Crime rateRecorded crimes per 1 000 residents

28.2/100033.3/1000

5.1/1000better in Gouveia

Average commuteOne way to work or school

16 min15 min

1 minbetter in Seia

Average salary (gross)Average monthly earnings, by place of work

€1,223/month€1,198/month

€25/monthbetter in Gouveia

Median salary (gross)Half of workers earn less than this, by place of work

€1,052/month€1,037/month

€15/monthbetter in Gouveia

Purchasing power (Portugal = 100)Per-capita index

70.378.8

8.5better in Seia

PharmaciesPer 1,000 people

0.70/10000.50/1000

0.20/1000better in Gouveia

Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department

12.5 km5.3 km

7.2 kmbetter in Seia

CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)

101/10085/100

16/100better in Gouveia

Crèche placesTotal crèche places (excluding childminders)

197288

91better in Seia

Not-for-profit crèchesShare of places in public, IPSS and misericórdia crèches, free under Creche Feliz

100%100%

same in both

Ageing indexOlder people per 100 young (lower = younger)

398364

34better in Seia

Burnt land over 10 yearsShare of the land that burnt at least once in 10 years

67%65%

2.0%better in Seia

Not part of the euro total. Crime: recorded crimes per 1 000 residents (2025). Commute: average one-way trip to work or school (2021).

Gouveia and Seia in the rankings

See where Gouveia and Seia rank on each indicator: home prices, salaries, emergency care, crèches…

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Better valueGouveia

Gouveia → Seia →