For a single person buying a home, Manteigas works out cheaper. A home in Manteigas costs €8,400 less.
You will
Household
Transport
60 m²
More adjustments
GouveiaManteigas
Estimated home price · 60 m²€34,680Δ €8,400€26,280
On the day you buy
Down payment€3,468€2,628
Transfer tax (IMT)€0€0
Stamp duty · purchase€277€210
Stamp duty · loan€187€142
Total upfront€3,933€2,980
Monthly payment€120€91
Mortgage payments35 years at 3.00% · 90% financed
€1,441€1,092
€349less in Manteigas
Property tax (IMI)1VPT estimated at 50% of price
€62€39
€23less in Manteigas
Water, sewage and wasteOfficial tariffs · 4 m³/month
€210€161
€49less in Manteigas
ElectricityERSE regulated tariff · 1,469 kWh/year
€380€380
same in both
GasNo network: butane bottles
€360€360
same in both
Income tax refunded by the municipalityGouveia gives back 1%, Manteigas gives back the 5%
€20€100
€80less in Manteigas
Total per yearItems with data for both
€2,434€1,932
€502less in Manteigas
1 Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.
Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).
Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026
Beyond the cost
Mortgage payment ÷ 1 × local median gross salary
11%9%
2%better in Manteigas
House price rise over 5 yearsMedian sale price (€/m²), over 5 years
+46%+28%
18 pointsrose more in Gouveia
Crime rateRecorded crimes per 1 000 residents
28.2/100033.1/1000
4.9/1000better in Gouveia
Average commuteOne way to work or school
16 min15 min
1 minbetter in Manteigas
Average salary (gross)Average monthly earnings, by place of work
€1,223/month€1,167/month
€56/monthbetter in Gouveia
Median salary (gross)Half of workers earn less than this, by place of work
€1,052/month€1,021/month
€31/monthbetter in Gouveia
Purchasing power (Portugal = 100)Per-capita index
70.372.6
2.3better in Manteigas
PharmaciesPer 1,000 people
0.70/10000.70/1000
same in both
Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department
12.5 km13.8 km
1.3 kmbetter in Gouveia
CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)
