For a single person buying a home, Torres Novas works out cheaper. A home in Torres Novas costs €6,360 less.
You will
Household
Transport
60 m²
More adjustments
GolegãTorres Novas
Estimated home price · 60 m²€78,420Δ €6,360€72,060
On the day you buy
Down payment€7,842€7,206
Transfer tax (IMT)€0€0
Stamp duty · purchase€627€576
Stamp duty · loan€423€389
Total upfront€8,893€8,172
Monthly payment€272€250
Mortgage payments35 years at 3.00% · 90% financed
€3,259€2,995
€264less in Torres Novas
Property tax (IMI)1VPT estimated at 50% of price
€129€123
€6less in Torres Novas
Water, sewage and wasteOfficial tariffs · 4 m³/month
€166€185
€19less in Golegã
ElectricityERSE regulated tariff · 1,469 kWh/year
€380€380
same in both
GasNatural gas, regulated tariff
€209€210
€1less in Golegã
Income tax refunded by the municipalityGolegã keeps the 5%, Torres Novas gives back 1%
€0€20
€20less in Torres Novas
Total per yearItems with data for both
€4,143€3,872
€271less in Torres Novas
1 Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.
Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).
Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026
Beyond the cost
Mortgage payment ÷ 1 × local median gross salary
24%22%
2%better in Torres Novas
House price rise over 5 yearsMedian sale price (€/m²), over 5 years
+112%+86%
26 pointsrose more in Golegã
Crime rateRecorded crimes per 1 000 residents
27.6/100027.9/1000
0.3/1000better in Golegã
Average commuteOne way to work or school
19 min18 min
1 minbetter in Torres Novas
Average salary (gross)Average monthly earnings, by place of work
€1,377/month€1,396/month
€19/monthbetter in Torres Novas
Median salary (gross)Half of workers earn less than this, by place of work
€1,120/month€1,132/month
€12/monthbetter in Torres Novas
Purchasing power (Portugal = 100)Per-capita index
85.496.9
11.5better in Torres Novas
PharmaciesPer 1,000 people
0.50/10000.30/1000
0.20/1000better in Golegã
Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department
10.0 km4.4 km
5.6 kmbetter in Torres Novas
CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)
