Góis vs Pampilhosa da Serra: cost of living compared
versus
Yearly saving in Pampilhosa da Serra
€609/year
For a single person buying a home, Pampilhosa da Serra works out cheaper. A home in Pampilhosa da Serra costs €12,840 less.
You will
Household
Transport
60 m²
More adjustments
GóisPampilhosa da Serra
Estimated home price · 60 m²€40,860Δ €12,840€28,020
On the day you buy
Down payment€4,086€2,802
Transfer tax (IMT)€0€0
Stamp duty · purchase€327€224
Stamp duty · loan€221€151
Total upfront€4,634€3,177
Monthly payment€142€97
Mortgage payments35 years at 3.00% · 90% financed
€1,698€1,165
€533less in Pampilhosa da Serra
Property tax (IMI)1VPT estimated at 50% of price
€67€42
€25less in Pampilhosa da Serra
Water, sewage and wasteOfficial tariffs · 4 m³/month
€281€281
same in both
ElectricityERSE regulated tariff · 1,469 kWh/year
€380€380
same in both
GasNo network: butane bottles
€360€360
same in both
Income tax refunded by the municipalityGóis gives back 2.5%, Pampilhosa da Serra gives back the 5%
€50€100
€50less in Pampilhosa da Serra
Total per yearItems with data for both
€2,736€2,127
€609less in Pampilhosa da Serra
1 Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.
Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).
Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026
Beyond the cost
Mortgage payment ÷ 1 × local median gross salary
14%10%
4%better in Pampilhosa da Serra
House price rise over 5 yearsMedian sale price (€/m²), over 5 years
+100%+126%
26 pointsrose more in Pampilhosa da Serra
Crime rateRecorded crimes per 1 000 residents
34.6/100019.1/1000
15.5/1000better in Pampilhosa da Serra
Average commuteOne way to work or school
19 min20 min
1 minbetter in Góis
Average salary (gross)Average monthly earnings, by place of work
€1,089/month€1,136/month
€47/monthbetter in Pampilhosa da Serra
Median salary (gross)Half of workers earn less than this, by place of work
€1,011/month€1,007/month
€4/monthbetter in Góis
Purchasing power (Portugal = 100)Per-capita index
69.366.8
2.5better in Góis
PharmaciesPer 1,000 people
0.50/10000.60/1000
0.10/1000better in Pampilhosa da Serra
Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department
11.2 km22.7 km
11.5 kmbetter in Góis
CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)
