Portalegre

Gavião vs Nisa: cost of living compared

versus

Yearly saving in Gavião

€61/year

For a single person buying a home, Gavião works out cheaper. A home in Gavião costs €720 less.

You will

BuyRent

Household

SingleCoupleFamily

Transport

NonePassCar

Home size (m²)

60 m²

More adjustments

Water use (m³/month)DependantsIncome tax paid per year (€)Household gross monthly income (€)Home price (€)Taxable property value, VPT (€)Down payment (%)Term (years)Interest rate (%)I'm 35 or under and it's my first home (IMT Jovem)

GaviãoNisa

Estimated home price · 60 m²€27,060Δ €720€27,780

On the day you buy

Down payment€2,706€2,778

Transfer tax (IMT)€0€0

Stamp duty · purchase€216€222

Stamp duty · loan€146€150

Total upfront€3,069€3,150

Monthly payment€94€96

Mortgage payments35 years at 3.00% · 90% financed

€1,125€1,155

€30less in Gavião

Property tax (IMI)¹VPT estimated at 50% of price

€41€42

€1less in Gavião

Water, sewage and wasteOfficial tariffs · 4 m³/month

€197€176

€21less in Nisa

ElectricityERSE regulated tariff · 1,469 kWh/year

€380€380

same in both

GasNo network: butane bottles

€360€360

same in both

Income tax refunded by the municipalityGavião gives back the 5%, Nisa gives back 2.5%

€100€50

€50less in Gavião

Total per yearItems with data for both

€2,001€2,062

€61less in Gavião

¹ Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.

Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).

Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026

Beyond the cost

Mortgage payment ÷ 1 × local median gross salary

9%10%

1%better in Gavião

House price rise over 5 yearsMedian sale price (€/m²), over 5 years

+77%+60%

17 pointsrose more in Gavião

Crime rateRecorded crimes per 1 000 residents

30.5/100029.6/1000

0.9/1000better in Nisa

Average commuteOne way to work or school

17 min17 min

same in both

Average salary (gross)Average monthly earnings, by place of work

€1,153/month€1,122/month

€31/monthbetter in Gavião

Median salary (gross)Half of workers earn less than this, by place of work

€1,041/month€984/month

€57/monthbetter in Gavião

Purchasing power (Portugal = 100)Per-capita index

73.878.4

4.6better in Nisa

PharmaciesPer 1,000 people

1.20/10000.80/1000

0.40/1000better in Gavião

Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department

25.2 km28.7 km

3.5 kmbetter in Gavião

CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)

81/100100/100

19/100better in Nisa

Crèche placesTotal crèche places (excluding childminders)

3599

64better in Nisa

Not-for-profit crèchesShare of places in public, IPSS and misericórdia crèches, free under Creche Feliz

100%100%

same in both

Ageing indexOlder people per 100 young (lower = younger)

502431

71better in Nisa

Burnt land over 10 yearsShare of the land that burnt at least once in 10 years

23%13%

10%better in Nisa

Not part of the euro total. Crime: recorded crimes per 1 000 residents (2025). Commute: average one-way trip to work or school (2021).

Gavião and Nisa in the rankings

See where Gavião and Nisa rank on each indicator: home prices, salaries, emergency care, crèches…

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Better valueGavião

Gavião → Nisa →