Fundão vs Pampilhosa da Serra: cost of living compared
versus
Yearly saving in Pampilhosa da Serra
€891/year
For a single person buying a home, Pampilhosa da Serra works out cheaper. A home in Pampilhosa da Serra costs €22,860 less.
You will
Household
Transport
60 m²
More adjustments
FundãoPampilhosa da Serra
Estimated home price · 60 m²€50,880Δ €22,860€28,020
On the day you buy
Down payment€5,088€2,802
Transfer tax (IMT)€0€0
Stamp duty · purchase€407€224
Stamp duty · loan€275€151
Total upfront€5,770€3,177
Monthly payment€176€97
Mortgage payments35 years at 3.00% · 90% financed
€2,115€1,165
€950less in Pampilhosa da Serra
Property tax (IMI)1VPT estimated at 50% of price
€97€42
€55less in Pampilhosa da Serra
Water, sewage and wasteOfficial tariffs · 4 m³/month
€212€281
€69less in Fundão
ElectricityERSE regulated tariff · 1,469 kWh/year
€380€380
same in both
GasFundão: network · Pampilhosa da Serra: bottle
€215€360
€145less in Fundão
Income tax refunded by the municipalityFundão keeps the 5%, Pampilhosa da Serra gives back the 5%
€0€100
€100less in Pampilhosa da Serra
Total per yearItems with data for both
€3,018€2,127
€891less in Pampilhosa da Serra
1 Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.
Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).
Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026
Beyond the cost
Mortgage payment ÷ 1 × local median gross salary
16%10%
6%better in Pampilhosa da Serra
House price rise over 5 yearsMedian sale price (€/m²), over 5 years
+38%+126%
88 pointsrose more in Pampilhosa da Serra
Crime rateRecorded crimes per 1 000 residents
44.9/100019.1/1000
25.8/1000better in Pampilhosa da Serra
Average commuteOne way to work or school
16 min20 min
4 minbetter in Fundão
Average salary (gross)Average monthly earnings, by place of work
€1,263/month€1,136/month
€127/monthbetter in Fundão
Median salary (gross)Half of workers earn less than this, by place of work
€1,086/month€1,007/month
€79/monthbetter in Fundão
Purchasing power (Portugal = 100)Per-capita index
81.666.8
14.8better in Fundão
PharmaciesPer 1,000 people
0.40/10000.60/1000
0.20/1000better in Pampilhosa da Serra
Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department
17.4 km22.7 km
5.3 kmbetter in Fundão
CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)
