Castelo Branco

Fundão vs Oleiros: cost of living compared

versus

Yearly saving in Oleiros

€939/year

For a single person buying a home, Oleiros works out cheaper. A home in Oleiros costs €21,300 less.

You will

BuyRent

Household

SingleCoupleFamily

Transport

NonePassCar

Home size (m²)

60 m²

More adjustments

Water use (m³/month)DependantsIncome tax paid per year (€)Household gross monthly income (€)Home price (€)Taxable property value, VPT (€)Down payment (%)Term (years)Interest rate (%)I'm 35 or under and it's my first home (IMT Jovem)

FundãoOleiros

Estimated home price · 60 m²€50,880Δ €21,300€29,580

On the day you buy

Down payment€5,088€2,958

Transfer tax (IMT)€0€0

Stamp duty · purchase€407€237

Stamp duty · loan€275€160

Total upfront€5,770€3,354

Monthly payment€176€102

Mortgage payments35 years at 3.00% · 90% financed

€2,115€1,229

€886less in Oleiros

Property tax (IMI)¹VPT estimated at 50% of price

€97€44

€53less in Oleiros

Water, sewage and wasteOfficial tariffs · 4 m³/month

€212€165

€47less in Oleiros

ElectricityERSE regulated tariff · 1,469 kWh/year

€380€380

same in both

GasFundão: network · Oleiros: bottle

€215€360

€145less in Fundão

Income tax refunded by the municipalityFundão keeps the 5%, Oleiros gives back the 5%

€0€100

€100less in Oleiros

Total per yearItems with data for both

€3,018€2,079

€939less in Oleiros

¹ Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.

Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).

Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026

Beyond the cost

Mortgage payment ÷ 1 × local median gross salary

16%10%

6%better in Oleiros

House price rise over 5 yearsMedian sale price (€/m²), over 5 years

+38%+64%

26 pointsrose more in Oleiros

Crime rateRecorded crimes per 1 000 residents

44.9/100023.5/1000

21.4/1000better in Oleiros

Average commuteOne way to work or school

16 min17 min

1 minbetter in Fundão

Average salary (gross)Average monthly earnings, by place of work

€1,263/month€1,248/month

€15/monthbetter in Fundão

Median salary (gross)Half of workers earn less than this, by place of work

€1,086/month€1,024/month

€62/monthbetter in Fundão

Purchasing power (Portugal = 100)Per-capita index

81.669.2

12.4better in Fundão

PharmaciesPer 1,000 people

0.40/10000.70/1000

0.30/1000better in Oleiros

Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department

17.4 km32.1 km

14.7 kmbetter in Fundão

CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)

82/10049/100

33/100better in Fundão

Crèche placesTotal crèche places (excluding childminders)

42737

390better in Fundão

Not-for-profit crèchesShare of places in public, IPSS and misericórdia crèches, free under Creche Feliz

100%100%

same in both

Ageing indexOlder people per 100 young (lower = younger)

286619

333better in Fundão

Burnt land over 10 yearsShare of the land that burnt at least once in 10 years

22%57%

35%better in Fundão

Not part of the euro total. Crime: recorded crimes per 1 000 residents (2025). Commute: average one-way trip to work or school (2021).

Fundão and Oleiros in the rankings

See where Fundão and Oleiros rank on each indicator: home prices, salaries, emergency care, crèches…

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Better valueOleiros

Fundão → Oleiros →