For a single person buying a home, Monforte works out cheaper. A home in Monforte costs €8,160 less.
You will
Household
Transport
60 m²
More adjustments
FronteiraMonforte
Estimated home price · 60 m²€41,400Δ €8,160€33,240
On the day you buy
Down payment€4,140€3,324
Transfer tax (IMT)€0€0
Stamp duty · purchase€331€266
Stamp duty · loan€224€179
Total upfront€4,695€3,769
Monthly payment€143€115
Mortgage payments35 years at 3.00% · 90% financed
€1,721€1,382
€339less in Monforte
Property tax (IMI)1VPT estimated at 50% of price
€62€57
€5less in Monforte
Water, sewage and wasteOfficial tariffs · 4 m³/month
€222€169
€53less in Monforte
ElectricityERSE regulated tariff · 1,469 kWh/year
€380€380
same in both
GasNo network: butane bottles
€360€360
same in both
Income tax refunded by the municipalityFronteira gives back the 5%, Monforte gives back 0.5%
€100€10
€90less in Fronteira
Total per yearItems with data for both
€2,645€2,337
€308less in Monforte
1 Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.
Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).
Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026
Beyond the cost
Mortgage payment ÷ 1 × local median gross salary
15%11%
4%better in Monforte
House price rise over 5 yearsMedian sale price (€/m²), over 5 years
+52%+74%
22 pointsrose more in Monforte
Crime rateRecorded crimes per 1 000 residents
24.0/100032.7/1000
8.7/1000better in Fronteira
Average commuteOne way to work or school
16 min16 min
same in both
Average salary (gross)Average monthly earnings, by place of work
€1,211/month€1,258/month
€47/monthbetter in Monforte
Median salary (gross)Half of workers earn less than this, by place of work
€982/month€1,095/month
€113/monthbetter in Monforte
Purchasing power (Portugal = 100)Per-capita index
77.574.9
2.6better in Fronteira
PharmaciesPer 1,000 people
1.00/10001.40/1000
0.40/1000better in Monforte
Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department
23.5 km22.5 km
1.0 kmbetter in Monforte
CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)
