Fornos de Algodres vs Mangualde: cost of living compared
versus
Yearly saving in Fornos de Algodres
€723/year
For a single person buying a home, Fornos de Algodres works out cheaper. A home in Fornos de Algodres costs €20,760 less.
You will
Household
Transport
60 m²
More adjustments
Fornos de AlgodresMangualde
Estimated home price · 60 m²€30,120Δ €20,760€50,880
On the day you buy
Down payment€3,012€5,088
Transfer tax (IMT)€0€0
Stamp duty · purchase€241€407
Stamp duty · loan€163€275
Total upfront€3,416€5,770
Monthly payment€104€176
Mortgage payments35 years at 3.00% · 90% financed
€1,252€2,115
€863less in Fornos de Algodres
Property tax (IMI)1VPT estimated at 50% of price
€62€76
€14less in Fornos de Algodres
Water, sewage and wasteOfficial tariffs · 4 m³/month
€150€166
€16less in Fornos de Algodres
ElectricityERSE regulated tariff · 1,469 kWh/year
€380€380
same in both
GasFornos de Algodres: bottle · Mangualde: network
€360€209
€151less in Mangualde
Income tax refunded by the municipalityFornos de Algodres keeps the 5%, Mangualde gives back 1%
€0€20
€20less in Mangualde
Total per yearItems with data for both
€2,203€2,926
€723less in Fornos de Algodres
1 Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.
Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).
Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026
Beyond the cost
Mortgage payment ÷ 1 × local median gross salary
11%14%
3%better in Fornos de Algodres
House price rise over 5 yearsMedian sale price (€/m²), over 5 years
+116%+40%
76 pointsrose more in Fornos de Algodres
Crime rateRecorded crimes per 1 000 residents
26.0/100026.9/1000
0.9/1000better in Fornos de Algodres
Average commuteOne way to work or school
16 min16 min
same in both
Average salary (gross)Average monthly earnings, by place of work
€1,099/month€1,478/month
€379/monthbetter in Mangualde
Median salary (gross)Half of workers earn less than this, by place of work
€966/month€1,276/month
€310/monthbetter in Mangualde
Purchasing power (Portugal = 100)Per-capita index
66.885.1
18.3better in Mangualde
PharmaciesPer 1,000 people
0.50/10000.40/1000
0.10/1000better in Fornos de Algodres
Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department
23.8 km14.4 km
9.4 kmbetter in Mangualde
CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)
