Figueira da Foz vs Montemor-o-Velho: cost of living compared
versus
Yearly saving in Montemor-o-Velho
€1,637/year
For a single person buying a home, Montemor-o-Velho works out cheaper. A home in Montemor-o-Velho costs €36,840 less.
You will
Household
Transport
60 m²
More adjustments
Figueira da FozMontemor-o-Velho
Estimated home price · 60 m²€113,820Δ €36,840€76,980
On the day you buy
Down payment€11,382€7,698
Transfer tax (IMT)€149€0
Stamp duty · purchase€911€616
Stamp duty · loan€615€416
Total upfront€13,057€8,730
Monthly payment€394€267
Mortgage payments35 years at 3.00% · 90% financed
€4,731€3,200
€1,531less in Montemor-o-Velho
Property tax (IMI)1VPT estimated at 50% of price
€228€131
€97less in Montemor-o-Velho
Water, sewage and wasteOfficial tariffs · 4 m³/month
€259€250
€9less in Montemor-o-Velho
ElectricityERSE regulated tariff · 1,469 kWh/year
€380€380
same in both
GasNatural gas, regulated tariff
€209€209
same in both
Income tax refunded by the municipalityFigueira da Foz gives back 0.5%, Montemor-o-Velho gives back 0.5%
€10€10
same in both
Total per yearItems with data for both
€5,796€4,159
€1,637less in Montemor-o-Velho
1 Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.
Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).
Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026
Beyond the cost
Mortgage payment ÷ 1 × local median gross salary
33%25%
8%better in Montemor-o-Velho
House price rise over 5 yearsMedian sale price (€/m²), over 5 years
+81%+72%
9 pointsrose more in Figueira da Foz
Crime rateRecorded crimes per 1 000 residents
25.9/100018.8/1000
7.1/1000better in Montemor-o-Velho
Average commuteOne way to work or school
18 min22 min
4 minbetter in Figueira da Foz
Average salary (gross)Average monthly earnings, by place of work
€1,499/month€1,304/month
€195/monthbetter in Figueira da Foz
Median salary (gross)Half of workers earn less than this, by place of work
€1,188/month€1,084/month
€104/monthbetter in Figueira da Foz
Purchasing power (Portugal = 100)Per-capita index
95.176.6
18.5better in Figueira da Foz
PharmaciesPer 1,000 people
0.40/10000.40/1000
same in both
Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department
6.4 km17.8 km
11.4 kmbetter in Figueira da Foz
CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)
