Ferreira do Zêzere vs Tomar: cost of living compared
versus
Yearly saving in Ferreira do Zêzere
€1,170/year
For a single person buying a home, Ferreira do Zêzere works out cheaper. A home in Ferreira do Zêzere costs €28,440 less.
You will
Household
Transport
60 m²
More adjustments
Ferreira do ZêzereTomar
Estimated home price · 60 m²€53,220Δ €28,440€81,660
On the day you buy
Down payment€5,322€8,166
Transfer tax (IMT)€0€0
Stamp duty · purchase€426€653
Stamp duty · loan€287€441
Total upfront€6,035€9,260
Monthly payment€184€283
Mortgage payments35 years at 3.00% · 90% financed
€2,212€3,394
€1,182less in Ferreira do Zêzere
Property tax (IMI)1VPT estimated at 50% of price
€80€139
€59less in Ferreira do Zêzere
Water, sewage and wasteOfficial tariffs · 4 m³/month
€261€261
same in both
ElectricityERSE regulated tariff · 1,469 kWh/year
€380€380
same in both
GasFerreira do Zêzere: bottle · Tomar: network
€360€209
€151less in Tomar
Income tax refunded by the municipalityFerreira do Zêzere gives back 4%, Tomar keeps the 5%
€80€0
€80less in Ferreira do Zêzere
Total per yearItems with data for both
€3,212€4,382
€1,170less in Ferreira do Zêzere
1 Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.
Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).
Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026
Beyond the cost
Mortgage payment ÷ 1 × local median gross salary
16%26%
10%better in Ferreira do Zêzere
House price rise over 5 yearsMedian sale price (€/m²), over 5 years
+57%+88%
31 pointsrose more in Tomar
Crime rateRecorded crimes per 1 000 residents
25.3/100032.2/1000
6.9/1000better in Ferreira do Zêzere
Average commuteOne way to work or school
17 min18 min
1 minbetter in Ferreira do Zêzere
Average salary (gross)Average monthly earnings, by place of work
€1,253/month€1,327/month
€74/monthbetter in Tomar
Median salary (gross)Half of workers earn less than this, by place of work
€1,131/month€1,100/month
€31/monthbetter in Ferreira do Zêzere
Purchasing power (Portugal = 100)Per-capita index
73.888.4
14.6better in Tomar
PharmaciesPer 1,000 people
0.50/10000.30/1000
0.20/1000better in Ferreira do Zêzere
Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department
15.1 km4.4 km
10.7 kmbetter in Tomar
CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)
