Ferreira do Zêzere vs Ourém: cost of living compared
versus
Yearly saving in Ferreira do Zêzere
€1,317/year
For a single person buying a home, Ferreira do Zêzere works out cheaper. A home in Ferreira do Zêzere costs €31,440 less.
You will
Household
Transport
60 m²
More adjustments
Ferreira do ZêzereOurém
Estimated home price · 60 m²€53,220Δ €31,440€84,660
On the day you buy
Down payment€5,322€8,466
Transfer tax (IMT)€0€0
Stamp duty · purchase€426€677
Stamp duty · loan€287€457
Total upfront€6,035€9,600
Monthly payment€184€293
Mortgage payments35 years at 3.00% · 90% financed
€2,212€3,519
€1,307less in Ferreira do Zêzere
Property tax (IMI)1VPT estimated at 50% of price
€80€138
€58less in Ferreira do Zêzere
Water, sewage and wasteOfficial tariffs · 4 m³/month
€261€284
€23less in Ferreira do Zêzere
ElectricityERSE regulated tariff · 1,469 kWh/year
€380€380
same in both
GasFerreira do Zêzere: bottle · Ourém: network
€360€209
€151less in Ourém
Income tax refunded by the municipalityFerreira do Zêzere gives back 4%, Ourém keeps the 5%
€80€0
€80less in Ferreira do Zêzere
Total per yearItems with data for both
€3,212€4,529
€1,317less in Ferreira do Zêzere
1 Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.
Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).
Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026
Beyond the cost
Mortgage payment ÷ 1 × local median gross salary
16%26%
10%better in Ferreira do Zêzere
House price rise over 5 yearsMedian sale price (€/m²), over 5 years
+57%+80%
23 pointsrose more in Ourém
Crime rateRecorded crimes per 1 000 residents
25.3/100026.7/1000
1.4/1000better in Ferreira do Zêzere
Average commuteOne way to work or school
17 min17 min
same in both
Average salary (gross)Average monthly earnings, by place of work
€1,253/month€1,357/month
€104/monthbetter in Ourém
Median salary (gross)Half of workers earn less than this, by place of work
€1,131/month€1,138/month
€7/monthbetter in Ourém
Purchasing power (Portugal = 100)Per-capita index
73.887.6
13.8better in Ourém
PharmaciesPer 1,000 people
0.50/10000.40/1000
0.10/1000better in Ferreira do Zêzere
Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department
15.1 km15.9 km
0.8 kmbetter in Ferreira do Zêzere
CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)
