Ferreira do Alentejo vs Santiago do Cacém: cost of living compared
versus
Yearly saving in Ferreira do Alentejo
€3,613/year
For a single person buying a home, Ferreira do Alentejo works out cheaper. A home in Ferreira do Alentejo costs €83,940 less.
You will
Household
Transport
60 m²
More adjustments
Ferreira do AlentejoSantiago do Cacém
Estimated home price · 60 m²€47,100Δ €83,940€131,040
On the day you buy
Down payment€4,710€13,104
Transfer tax (IMT)€0€494
Stamp duty · purchase€377€1,048
Stamp duty · loan€254€708
Total upfront€5,341€15,354
Monthly payment€163€454
Mortgage payments35 years at 3.00% · 90% financed
€1,958€5,447
€3,489less in Ferreira do Alentejo
Property tax (IMI)1VPT estimated at 50% of price
€71€197
€126less in Ferreira do Alentejo
Water, sewage and wasteOfficial tariffs · 4 m³/month
€139€116
€23less in Santiago do Cacém
ElectricityERSE regulated tariff · 1,469 kWh/year
€380€380
same in both
GasNo network: butane bottles
€360€360
same in both
Income tax refunded by the municipalityFerreira do Alentejo gives back 1%, Santiago do Cacém keeps the 5%
€20€0
€20less in Ferreira do Alentejo
Total per yearItems with data for both
€2,886€6,499
€3,613less in Ferreira do Alentejo
1 Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.
Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).
Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026
Beyond the cost
Mortgage payment ÷ 1 × local median gross salary
14%41%
27%better in Ferreira do Alentejo
House price rise over 5 yearsMedian sale price (€/m²), over 5 years
+74%+115%
41 pointsrose more in Santiago do Cacém
Crime rateRecorded crimes per 1 000 residents
39.3/100036.9/1000
2.4/1000better in Santiago do Cacém
Average commuteOne way to work or school
17 min16 min
1 minbetter in Santiago do Cacém
Average salary (gross)Average monthly earnings, by place of work
€1,410/month€1,334/month
€76/monthbetter in Ferreira do Alentejo
Median salary (gross)Half of workers earn less than this, by place of work
€1,160/month€1,095/month
€65/monthbetter in Ferreira do Alentejo
Purchasing power (Portugal = 100)Per-capita index
77.298.5
21.3better in Santiago do Cacém
PharmaciesPer 1,000 people
0.60/10000.40/1000
0.20/1000better in Ferreira do Alentejo
Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department
25.3 km11.4 km
13.9 kmbetter in Santiago do Cacém
CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)