For a single person buying a home, Estarreja works out cheaper. A home in Estarreja costs €6,000 less.
You will
Household
Transport
60 m²
More adjustments
EstarrejaMurtosa
Estimated home price · 60 m²€79,620Δ €6,000€85,620
On the day you buy
Down payment€7,962€8,562
Transfer tax (IMT)€0€0
Stamp duty · purchase€637€685
Stamp duty · loan€430€462
Total upfront€9,029€9,709
Monthly payment€276€297
Mortgage payments35 years at 3.00% · 90% financed
€3,309€3,559
€250less in Estarreja
Property tax (IMI)1VPT estimated at 50% of price
€119€137
€18less in Estarreja
Water, sewage and wasteOfficial tariffs · 4 m³/month
€277€277
same in both
ElectricityERSE regulated tariff · 1,469 kWh/year
€380€380
same in both
GasNatural gas, regulated tariff
€223€209
€14less in Murtosa
Income tax refunded by the municipalityEstarreja gives back 2%, Murtosa gives back 1%
€40€20
€20less in Estarreja
Total per yearItems with data for both
€4,268€4,541
€273less in Estarreja
1 Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.
Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).
Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026
Beyond the cost
Mortgage payment ÷ 1 × local median gross salary
20%28%
8%better in Estarreja
House price rise over 5 yearsMedian sale price (€/m²), over 5 years
+64%+51%
13 pointsrose more in Estarreja
Crime rateRecorded crimes per 1 000 residents
32.7/100023.5/1000
9.2/1000better in Murtosa
Average commuteOne way to work or school
17 min19 min
2 minbetter in Estarreja
Average salary (gross)Average monthly earnings, by place of work
€1,601/month€1,203/month
€398/monthbetter in Estarreja
Median salary (gross)Half of workers earn less than this, by place of work
€1,395/month€1,045/month
€350/monthbetter in Estarreja
Purchasing power (Portugal = 100)Per-capita index
86.272.1
14.1better in Estarreja
PharmaciesPer 1,000 people
0.20/10000.40/1000
0.20/1000better in Murtosa
Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department
12.0 km13.5 km
1.5 kmbetter in Estarreja
CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)
