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Espinho vs Santa Maria da Feira: cost of living compared
versus
Yearly difference
No home prices data for Espinho: the total cost cannot be compared.
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60 m²
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EspinhoSanta Maria da Feira
Estimated home price · 60 m²€167,820Δ €61,860€105,960
On the day you buy
Down payment€16,782€10,596
Transfer tax (IMT)€1,900€0
Stamp duty · purchase€1,343€848
Stamp duty · loan€906€572
Total upfront€20,931€12,016
Monthly payment€581€367
Mortgage payments35 years at 3.00% · 90% financed
€6,975€4,404
€2,571less in Santa Maria da FeiraProperty tax (IMI)VPT estimated at 50% of price
no data for Espinho
Water, sewage and wasteOfficial tariffs · 4 m³/month
€238€277
€39less in EspinhoElectricityERSE regulated tariff · 1,469 kWh/year
€380€380
same in bothGasNatural gas, regulated tariff
€209€213
€4less in EspinhoIncome tax refunded by the municipalityEspinho gives back 0.5%, Santa Maria da Feira keeps the 5%
€10€0
€10less in EspinhoTotal per yearItems with data for both
no data for Espinho
Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).
excluded from comparison (missing for the other municipality)
Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026
Beyond the cost
Mortgage payment ÷ 1 × local median gross salary
54%32%
22%better in Santa Maria da FeiraHouse price rise over 5 yearsMedian sale price (€/m²), over 5 years
+92%+92%
same in bothCrime rateRecorded crimes per 1 000 residents
34.1/100022.0/1000
12.1/1000better in Santa Maria da FeiraAverage commuteOne way to work or school
19 min17 min
2 minbetter in Santa Maria da FeiraAverage salary (gross)Average monthly earnings, by place of work
€1,344/month€1,408/month
€64/monthbetter in Santa Maria da FeiraMedian salary (gross)Half of workers earn less than this, by place of work
€1,073/month€1,140/month
€67/monthbetter in Santa Maria da FeiraPurchasing power (Portugal = 100)Per-capita index
100.489.1
11.3better in EspinhoPharmaciesPer 1,000 people
0.30/10000.20/1000
0.10/1000better in EspinhoNearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department
10.8 km5.7 km
5.1 kmbetter in Santa Maria da FeiraCrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)
88/10056/100
32/100better in EspinhoCrèche placesTotal crèche places (excluding childminders)
5651,763
1,198better in Santa Maria da FeiraNot-for-profit crèchesShare of places in public, IPSS and misericórdia crèches, free under Creche Feliz
77%93%
16%better in Santa Maria da FeiraAgeing indexOlder people per 100 young (lower = younger)
277193
84better in Santa Maria da FeiraBurnt land over 10 yearsShare of the land that burnt at least once in 10 years
0.4%5.2%
4.8%better in EspinhoNot part of the euro total. Crime: recorded crimes per 1 000 residents (2025). Commute: average one-way trip to work or school (2021).
Espinho and Santa Maria da Feira in the rankings
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