For a single person buying a home, Vila Viçosa works out cheaper. A home in Vila Viçosa costs €7,560 less.
You will
Household
Transport
60 m²
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ElvasVila Viçosa
Estimated home price · 60 m²€58,200Δ €7,560€50,640
On the day you buy
Down payment€5,820€5,064
Transfer tax (IMT)€0€0
Stamp duty · purchase€466€405
Stamp duty · loan€314€273
Total upfront€6,600€5,743
Monthly payment€202€175
Mortgage payments35 years at 3.00% · 90% financed
€2,419€2,105
€314less in Vila Viçosa
Property tax (IMI)1VPT estimated at 50% of price
€102€76
€26less in Vila Viçosa
Water, sewage and wasteOfficial tariffs · 4 m³/month
€265€123
€142less in Vila Viçosa
ElectricityERSE regulated tariff · 1,469 kWh/year
€380€380
same in both
GasElvas: network · Vila Viçosa: bottle
€209€360
€151less in Elvas
Income tax refunded by the municipalityElvas gives back 1%, Vila Viçosa gives back 2%
€20€40
€20less in Vila Viçosa
Total per yearItems with data for both
€3,355€3,003
€352less in Vila Viçosa
1 Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.
Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).
Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026
Beyond the cost
Mortgage payment ÷ 1 × local median gross salary
19%15%
4%better in Vila Viçosa
House price rise over 5 yearsMedian sale price (€/m²), over 5 years
+68%+53%
15 pointsrose more in Elvas
Crime rateRecorded crimes per 1 000 residents
40.1/100030.0/1000
10.1/1000better in Vila Viçosa
Average commuteOne way to work or school
15 min15 min
same in both
Average salary (gross)Average monthly earnings, by place of work
€1,237/month€1,369/month
€132/monthbetter in Vila Viçosa
Median salary (gross)Half of workers earn less than this, by place of work
€1,058/month€1,172/month
€114/monthbetter in Vila Viçosa
Purchasing power (Portugal = 100)Per-capita index
90.682.7
7.9better in Elvas
PharmaciesPer 1,000 people
0.50/10000.70/1000
0.20/1000better in Vila Viçosa
Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department
4.1 km16.6 km
12.5 kmbetter in Elvas
CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)
