For a single person buying a home, Manteigas works out cheaper. A home in Manteigas costs €41,160 less.
You will
Household
Transport
60 m²
More adjustments
CovilhãManteigas
Estimated home price · 60 m²€67,440Δ €41,160€26,280
On the day you buy
Down payment€6,744€2,628
Transfer tax (IMT)€0€0
Stamp duty · purchase€540€210
Stamp duty · loan€364€142
Total upfront€7,648€2,980
Monthly payment€234€91
Mortgage payments35 years at 3.00% · 90% financed
€2,803€1,092
€1,711less in Manteigas
Property tax (IMI)1VPT estimated at 50% of price
€101€39
€62less in Manteigas
Water, sewage and wasteOfficial tariffs · 4 m³/month
€223€161
€62less in Manteigas
ElectricityERSE regulated tariff · 1,469 kWh/year
€380€380
same in both
GasCovilhã: network · Manteigas: bottle
€209€360
€151less in Covilhã
Income tax refunded by the municipalityCovilhã keeps the 5%, Manteigas gives back the 5%
€0€100
€100less in Manteigas
Total per yearItems with data for both
€3,716€1,932
€1,784less in Manteigas
1 Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.
Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).
Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026
Beyond the cost
Mortgage payment ÷ 1 × local median gross salary
22%9%
13%better in Manteigas
House price rise over 5 yearsMedian sale price (€/m²), over 5 years
+63%+28%
35 pointsrose more in Covilhã
Crime rateRecorded crimes per 1 000 residents
31.5/100033.1/1000
1.6/1000better in Covilhã
Average commuteOne way to work or school
16 min15 min
1 minbetter in Manteigas
Average salary (gross)Average monthly earnings, by place of work
€1,310/month€1,167/month
€143/monthbetter in Covilhã
Median salary (gross)Half of workers earn less than this, by place of work
€1,072/month€1,021/month
€51/monthbetter in Covilhã
Purchasing power (Portugal = 100)Per-capita index
89.272.6
16.6better in Covilhã
PharmaciesPer 1,000 people
0.40/10000.70/1000
0.30/1000better in Manteigas
Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department
5.3 km13.8 km
8.5 kmbetter in Covilhã
CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)
