For a single person buying a home, Fundão works out cheaper. A home in Fundão costs €16,560 less.
You will
Household
Transport
60 m²
More adjustments
CovilhãFundão
Estimated home price · 60 m²€67,440Δ €16,560€50,880
On the day you buy
Down payment€6,744€5,088
Transfer tax (IMT)€0€0
Stamp duty · purchase€540€407
Stamp duty · loan€364€275
Total upfront€7,648€5,770
Monthly payment€234€176
Mortgage payments35 years at 3.00% · 90% financed
€2,803€2,115
€688less in Fundão
Property tax (IMI)1VPT estimated at 50% of price
€101€97
€4less in Fundão
Water, sewage and wasteOfficial tariffs · 4 m³/month
€223€212
€11less in Fundão
ElectricityERSE regulated tariff · 1,469 kWh/year
€380€380
same in both
GasNatural gas, regulated tariff
€209€215
€6less in Covilhã
Income tax refunded by the municipalityCovilhã keeps the 5%, Fundão keeps the 5%
€0€0
same in both
Total per yearItems with data for both
€3,716€3,018
€698less in Fundão
1 Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.
Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).
Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026
Beyond the cost
Mortgage payment ÷ 1 × local median gross salary
22%16%
6%better in Fundão
House price rise over 5 yearsMedian sale price (€/m²), over 5 years
+63%+38%
25 pointsrose more in Covilhã
Crime rateRecorded crimes per 1 000 residents
31.5/100044.9/1000
13.4/1000better in Covilhã
Average commuteOne way to work or school
16 min16 min
same in both
Average salary (gross)Average monthly earnings, by place of work
€1,310/month€1,263/month
€47/monthbetter in Covilhã
Median salary (gross)Half of workers earn less than this, by place of work
€1,072/month€1,086/month
€14/monthbetter in Fundão
Purchasing power (Portugal = 100)Per-capita index
89.281.6
7.6better in Covilhã
PharmaciesPer 1,000 people
0.40/10000.40/1000
same in both
Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department
5.3 km17.4 km
12.1 kmbetter in Covilhã
CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)
