Condeixa-a-Nova vs Montemor-o-Velho: cost of living compared
versus
Yearly saving in Montemor-o-Velho
€985/year
For a single person buying a home, Montemor-o-Velho works out cheaper. A home in Montemor-o-Velho costs €23,160 less.
You will
Household
Transport
60 m²
More adjustments
Condeixa-a-NovaMontemor-o-Velho
Estimated home price · 60 m²€100,140Δ €23,160€76,980
On the day you buy
Down payment€10,014€7,698
Transfer tax (IMT)€0€0
Stamp duty · purchase€801€616
Stamp duty · loan€541€416
Total upfront€11,356€8,730
Monthly payment€347€267
Mortgage payments35 years at 3.00% · 90% financed
€4,162€3,200
€962less in Montemor-o-Velho
Property tax (IMI)1VPT estimated at 50% of price
€150€131
€19less in Montemor-o-Velho
Water, sewage and wasteOfficial tariffs · 4 m³/month
€252€250
€2less in Montemor-o-Velho
ElectricityERSE regulated tariff · 1,469 kWh/year
€380€380
same in both
GasNatural gas, regulated tariff
€219€209
€10less in Montemor-o-Velho
Income tax refunded by the municipalityCondeixa-a-Nova gives back 1%, Montemor-o-Velho gives back 0.5%
€20€10
€10less in Condeixa-a-Nova
Total per yearItems with data for both
€5,144€4,159
€985less in Montemor-o-Velho
1 Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.
Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).
Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026
Beyond the cost
Mortgage payment ÷ 1 × local median gross salary
30%25%
5%better in Montemor-o-Velho
House price rise over 5 yearsMedian sale price (€/m²), over 5 years
+78%+72%
6 pointsrose more in Condeixa-a-Nova
Crime rateRecorded crimes per 1 000 residents
15.5/100018.8/1000
3.3/1000better in Condeixa-a-Nova
Average commuteOne way to work or school
20 min22 min
2 minbetter in Condeixa-a-Nova
Average salary (gross)Average monthly earnings, by place of work
€1,332/month€1,304/month
€28/monthbetter in Condeixa-a-Nova
Median salary (gross)Half of workers earn less than this, by place of work
€1,140/month€1,084/month
€56/monthbetter in Condeixa-a-Nova
Purchasing power (Portugal = 100)Per-capita index
83.976.6
7.3better in Condeixa-a-Nova
PharmaciesPer 1,000 people
0.30/10000.40/1000
0.10/1000better in Montemor-o-Velho
Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department
14.4 km17.8 km
3.4 kmbetter in Condeixa-a-Nova
CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)
