Cinfães vs Marco de Canaveses: cost of living compared
versus
Yearly saving in Cinfães
€1,354/year
For a single person buying a home, Cinfães works out cheaper. A home in Cinfães costs €35,880 less.
You will
Household
Transport
60 m²
More adjustments
CinfãesMarco de Canaveses
Estimated home price · 60 m²€46,320Δ €35,880€82,200
On the day you buy
Down payment€4,632€8,220
Transfer tax (IMT)€0€0
Stamp duty · purchase€371€658
Stamp duty · loan€250€444
Total upfront€5,253€9,321
Monthly payment€160€285
Mortgage payments35 years at 3.00% · 90% financed
€1,925€3,417
€1,492less in Cinfães
Property tax (IMI)1VPT estimated at 50% of price
€69€123
€54less in Cinfães
Water, sewage and wasteOfficial tariffs · 4 m³/month
€244€203
€41less in Marco de Canaveses
ElectricityERSE regulated tariff · 1,469 kWh/year
€380€380
same in both
GasCinfães: bottle · Marco de Canaveses: network
€360€209
€151less in Marco de Canaveses
Income tax refunded by the municipalityCinfães gives back 2%, Marco de Canaveses gives back 2%
€40€40
same in both
Total per yearItems with data for both
€2,938€4,292
€1,354less in Cinfães
1 Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.
Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).
Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026
Beyond the cost
Mortgage payment ÷ 1 × local median gross salary
15%27%
12%better in Cinfães
House price rise over 5 yearsMedian sale price (€/m²), over 5 years
+63%+83%
20 pointsrose more in Marco de Canaveses
Crime rateRecorded crimes per 1 000 residents
24.2/100023.1/1000
1.1/1000better in Marco de Canaveses
Average commuteOne way to work or school
26 min22 min
4 minbetter in Marco de Canaveses
Average salary (gross)Average monthly earnings, by place of work
€1,166/month€1,183/month
€17/monthbetter in Marco de Canaveses
Median salary (gross)Half of workers earn less than this, by place of work
€1,065/month€1,058/month
€7/monthbetter in Cinfães
Purchasing power (Portugal = 100)Per-capita index
65.675.4
9.8better in Marco de Canaveses
PharmaciesPer 1,000 people
0.50/10000.20/1000
0.30/1000better in Cinfães
Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department
6.9 km11.1 km
4.2 kmbetter in Cinfães
CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)
