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Santarém

Chamusca vs Santarém: cost of living compared

versus
Yearly saving in Chamusca
€1,928/year

For a single person buying a home, Chamusca works out cheaper. A home in Chamusca costs €40,920 less.

You will
Household
Transport
60 m²
More adjustments
ChamuscaSantarém
Estimated home price · 60 m²€54,660Δ €40,920€95,580
On the day you buy
Down payment€5,466€9,558
Transfer tax (IMT)€0€0
Stamp duty · purchase€437€765
Stamp duty · loan€295€516
Total upfront€6,198€10,839
Monthly payment€189€331
Mortgage payments35 years at 3.00% · 90% financed
€1,701less in Chamusca
Property tax (IMI)1VPT estimated at 50% of price
€93less in Chamusca
Water, sewage and wasteOfficial tariffs · 4 m³/month
€64less in Chamusca
ElectricityERSE regulated tariff · 1,469 kWh/year
same in both
GasNatural gas, regulated tariff
same in both
Income tax refunded by the municipalityChamusca gives back 4%, Santarém gives back 0.5%
€70less in Chamusca
Total per yearItems with data for both
€1,928less in Chamusca

1 Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.

Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).

Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026

Beyond the cost

Mortgage payment ÷ 1 × local median gross salary
12%better in Chamusca
House price rise over 5 yearsMedian sale price (€/m²), over 5 years
9 pointsrose more in Santarém
Crime rateRecorded crimes per 1 000 residents
1.9/1000better in Santarém
Average commuteOne way to work or school
1 minbetter in Santarém
Average salary (gross)Average monthly earnings, by place of work
€112/monthbetter in Santarém
Median salary (gross)Half of workers earn less than this, by place of work
€27/monthbetter in Santarém
Purchasing power (Portugal = 100)Per-capita index
22.8better in Santarém
PharmaciesPer 1,000 people
0.60/1000better in Chamusca
Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department
7.1 kmbetter in Santarém
CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)
same in both
Crèche placesTotal crèche places (excluding childminders)
704better in Santarém
Not-for-profit crèchesShare of places in public, IPSS and misericórdia crèches, free under Creche Feliz
25%better in Chamusca
Ageing indexOlder people per 100 young (lower = younger)
89better in Santarém
Burnt land over 10 yearsShare of the land that burnt at least once in 10 years
1.3%better in Chamusca

Not part of the euro total. Crime: recorded crimes per 1 000 residents (2025). Commute: average one-way trip to work or school (2021).

Chamusca and Santarém in the rankings

See where Chamusca and Santarém rank on each indicator: home prices, salaries, emergency care, crèches…

Choose the indicator →
Better valueChamusca

Chamusca → Santarém →